12 Espalda Ct, San Rafael, CA 94901 Property Records

Marin County property record for 12 Espalda Ct, San Rafael, CA 94901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1955
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,385,000 (Jul 2024)
Tax Bill	$18,905 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-132-51`

Property Details

APN / Parcel Number

Primary APN	`012-132-51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Lot Area	10,800 sqft (0.248 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	12 ESPALDA CT
City	SAN RAFAEL
State	CA
Zip	94901-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MESA VISTA SUB 2
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	3
Census Block	3000
Census Tract	111002

Owner

12 Espalda Ct is owned and occupied by two individuals who bought it in July 2024.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 ESPALDA CT, SAN RAFAEL, CA 94901-3614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK
Apr 6, 2017	Quit Claim Deed, Transfer CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Nov 21, 2017 · Amount on File
Deed Document Number	202419860
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0000014013
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Nov 21, 2017
Property Address	12 ESPALDA CT, SAN RAFAEL, CA 94901-3614
Document Number	0000046420
Instrument Date	Nov 14, 2017
Instrument	2017-0046420
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,196.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12 ESPALDA CT, SAN RAFAEL, CA 94901-3614
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046421
Date	Nov 21, 2017
Instrument	2017-0046421

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Index	Other
Max Rate	9.95%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Apr 6, 2017
Property Address	12 ESPALDA CT, SAN RAFAEL, CA 94901-3614
Document Number	0000014013
Instrument Date	Mar 7, 2017
Instrument	14013
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Partial
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12 ESPALDA CT SAN RAFAEL CA 949013614, SAN RAFAEL, CA 94901-3614

Mortgage

Document Number	14014
Date	Apr 6, 2017
Instrument	14014

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Espalda Ct was $18,905 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	San Rafael City
Elementary School District	San Rafael City Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,412,700 (+2%) Land $790,500 Building $622,200
2025	$18,905.00 Homeowner's exemption	$1,385,000 Land $775,000 Building $610,000
2023	$15,548.00 (+5.9%) Homeowner's exemption	$1,126,985 Land $738,200 Building $388,785
2022	$14,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Espalda Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Espalda Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Sonic Telecom, T-Mobile, Unwired.

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