Worcester County and Rutland Town property record for 12 Emerald Rd, Rutland, MA 01543 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,320 sqft · built 2022 |
| Lot Size | 5.36 acres (233,482 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,382 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34B413 |
| Primary APN | 34B413 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,320 sqft Living Area |
| Gross Area | 10,068 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 233,482 sqft (5.36 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 34B413 |
|---|---|
| Street Address | 12 EMERALD RD |
| City | RUTLAND |
| State | MA |
| Zip | 01543-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | B |
| Legal Lot Number | 4.13 |
| Jurisdiction | RUTLAND MA |
| Township / Civil Division | RUTLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 721104 |
Source: Worcester County and Rutland Town records · APN 34B413
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 EMERALD RD, RUTLAND, MA 01543-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2024 |
| Transfer Doc | 071083-350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTLAND MA |
| Property Address | 12 EMERALD RD, RUTLAND, MA 01543-1537 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00066712-5 |
|---|---|
| Date | Dec 09, 2021 |
| Book Page | 66712/5 |
| Instrument | 172319 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 01, 2024 |
| Index | 1-Year CMT |
Source: Worcester County and Rutland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Rutland Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,382.00 (-11.38%) | $1,010,000 (-7.7%) Land $109,400 Building $900,600 | $891,575 (-) |
| 2024 | $16,228.00 (+8.61%) | $1,094,300 (+0.48%) Land $105,000 Building $989,300 | $891,575 |
| 2023 | $14,942.00 | $1,089,100 Land $99,700 Building $989,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277211042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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