Albany County and Bethlehem Town property record for 12 Elsmere Ave Ext, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,770 sqft · built 1955 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,887 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 97.13-2-25 |
| Primary APN | 012200 97.13-2-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Upper Floors Area | 354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 160 ft deep x 160 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09701300020250000000 |
|---|---|
| Street Address | 12 ELSMERE AVE EXT |
| City | DELMAR |
| State | NY |
| Zip | 12054-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | DELMAR |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14303 |
Source: Albany County and Bethlehem Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ELSMERE AVE EXT, DELMAR, NY 12054-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOMESTEAD FNDG |
| May 24, 2018 | Grant Deed, Transfer · Conventional with PMI HOMESTEAD FNDG |
| May 24, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 ELSMERE AVE EXT, DELMAR, NY 12054-9300 |
| Document Number | 0000021759 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 ELSMERE AVE EXT DELMAR NY 120549300, DELMAR, NY 12054-9300 |
| Document Number | 0000021759 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 21759 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 27, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 24, 2018 |
| Property Address | 12 ELSMERE AVE EXT, DELMAR, NY 12054-9300 |
| Document Number | 0000011329 |
| Instrument Date | May 16, 2018 |
| Instrument | 11329 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $928.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 EUCLID AVE #A DELMAR NY 120541216, A, DELMAR, NY 12054-1216 |
| Document Number | 11330 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 11330 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 24, 2018 |
| Property Address | 12 ELSMERE AVE EXT, DELMAR, NY 12054-9300 |
| Document Number | 0020181329 |
| Book / Page | 002018 / 011329 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ELSMERE AVE EXT DELMAR NY 120549300, DELMAR, NY 12054-9300 |
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,887.00 | ||
| 2025 | $206,500 (-) Land $77,500 Building $129,000 | $322,656 (+17.19%) Land $121,094 Building $201,562 | |
| 2023 | $206,500 Land $77,500 Building $129,000 | $275,333 Land $103,333 Building $172,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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