12 Elms Ln, Wading River, NY 11792 Property Records

Suffolk County and Brookhaven Town property record for 12 Elms Ln, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,027 sqft · built 1998
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$519,000 (Feb 2017)
Tax Bill	$16,518 (2024)
Deeds & Mortgages	Jun 2020 Construction Loan Oct 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0200-128.00-03.00-014.000`

Property Details

APN / Parcel Number

Primary APN	`0200-128.00-03.00-014.000`
Alternative APNs	`472289 128.00-03-014.000` `228912800000030140000000` `00001961514` `0001961514` `1961514`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,027 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	40,511 sqft (0.93 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1961514
Street Address	12 ELMS LN
City	WADING RIVER
State	NY
Zip	11792-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WADING RIVER ACRES 8366 14
Legal Subdivision	WADING RIVER ACRES
Legal Block	8000
Legal Lot Number	300
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1001
Census Tract	158412

Owner

12 Elms Ln is owned and occupied by an individual who bought it in February 2017.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	12 ELMS LN, WADING RIVER, NY 11792-9202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Construction Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 11, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Feb 8, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2017 · Amount on File
Deed Sale	Feb 8, 2017 · Amount on File
Prior Sale	Aug 26, 1998 · Amount on File
Deed Book / Page	12900 / 42
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 ELMS LN, WADING RIVER, NY 11792-9202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231490698
Date	Jun 30, 2020
Book Page	23149/698
Instrument	DL013939

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 ELMS LN, WADING RIVER, NY 11792-9202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230730676
Date	Oct 28, 2019
Book Page	23073/676
Instrument	DK026138

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2048

June 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	12 ELMS LN, WADING RIVER, NY 11792-9202
Document Number	0231670319
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELMS LN WADING RIVER NY 117929202, WADING RIVER, NY 11792-9202

Mortgage

Document Number	0231670319
Date	Aug 26, 2020
Book Page	023167/000319

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 8, 2017
Property Address	12 ELMS LN, WADING RIVER, NY 11792-9202
Document Number	0129000042
Book / Page	01290 / 000042
Instrument Date	Jan 10, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,076.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ASHWOOD CT EAST NORTHPORT NY 117312321, EAST NORTHPORT, NY 11731-2321

Mortgage

Document Number	227870824
Date	Feb 8, 2017
Book Page	022787/000824

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,225 Land $500 Building $3,725	$880,209 Land $94,340 Building $702,830
2024	$16,518.00
2023		$4,225 Land $500 Building $3,725	$7,824 Land $926 Building $6,898

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Elms Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Elms Ln is moderate, ranking above 48% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 99.9% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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