12 Elmcrest Rd, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 12 Elmcrest Rd, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,832 sqft · built 1950
Lot Size	0.226 acres (9,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 1999)
Tax Bill	$11,106 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WAKE M:000003 B:0171 P:000M27`

Property Details

APN / Parcel Number

Primary APN	`WAKE M:000003 B:0171 P:000M27`
Alternative APN	`1644`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	4,095 sqft
Basement Area	1,146 sqft
Unfinished Basement	573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,849 sqft (0.226 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1644
Street Address	12 ELMCREST RD
City	WAKEFIELD
State	MA
Zip	01880-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	171
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1005
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 ELMCREST RD, WAKEFIELD, MA 01880-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · ARM FALL RIVER FIVE CENTS SAVINGS BANK
Jan 21, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 28, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 1999 · Amount on Record
Deed Sale	Jul 12, 1999 · Amount on Record
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	12 ELMCREST RD, WAKEFIELD, MA 01880-1537
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001925778
Date	Oct 27, 2022
Instrument	1925778

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Nov 1, 2029
Index	1-Year CMT

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	12 ELMCREST RD, WAKEFIELD, MA 01880-1537
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001970746
Date	Jan 21, 2025
Instrument	1970746

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	12 ELMCREST RD, WAKEFIELD, MA 01880-1537
Document Number	0000028883
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 ELMCREST RD WAKEFIELD MA 018801537, WAKEFIELD, MA 01880-1537

Mortgage

Document Number	0000028883
Date	Nov 18, 2019
Instrument	28883

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	12 ELMCREST RD, WAKEFIELD, MA 01880-1537
Document Number	0000007564
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 ELMCREST RD WAKEFIELD MA 018801537, WAKEFIELD, MA 01880-1537

Mortgage

Document Number	0000007564
Date	Feb 19, 2019
Instrument	7564

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	12 ELMCREST RD, WAKEFIELD, MA 01880-1537
Document Number	0000096033
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 ELMCREST RD WAKEFIELD MA 018801537, WAKEFIELD, MA 01880-1537

Mortgage

Document Number	0000096033
Date	Aug 29, 2018
Instrument	96033

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,106.00 (+10.57%)	$978,500 (+9.6%) Land $389,200 Building $589,300	$799,710 (+0.53%)
2024	$10,044.00 (+38.1%)	$892,800 (+44%) Land $377,700 Building $515,100	$795,530
2023	$7,273.00	$620,000 Land $349,700 Building $270,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elmcrest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures