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12 Elm St, Lugoff, SC 29078 Property Records

Kershaw County property record for 12 Elm St, Lugoff, SC 29078

Property Summary

Property TypeOther Improved
Details1,440 sqft
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (May 2018)
Tax Bill$2,404 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN296-12-00-037

Property Details

APN / Parcel Number

Primary APN296-12-00-037
Alternative APNs
  • 0296 12 00 0370
  • 1255

Interior

Building Area1,440 sqft Gross Area

Exterior

Lot Area43,996 sqft (1.01 acres)

Location & Zoning

Account Number1255
Old Parcel Number0296 12 00 0370
Street Address12 ELM ST
CityLUGOFF
StateSC
Zip29078-9333
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeB-2
Legal DescriptionPARCEL A
Legal SubdivisionA
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1015
Census Tract970403

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1568 GINKGO TRL, RIDGEWAY, SC 29130-9634
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2018Grant Deed, Transfer · Conventional Mortgage
JEAN G EDWARDS
Mar 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 25, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2018 · Amount on Record
Deed SaleMay 3, 2018 · Amount on Record
Deed Document Number0003854266
Deed Book / Page3854 / 266
Last Transfer DateMay 4, 2018
Transfer Doc0000003507
Record UpdatedJun 8, 2026

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateMay 4, 2018
Property Address12 ELM ST, LUGOFF, SC 29078-9333
Document Number0000003507
Book / Page003854 / 000266
Instrument DateMay 3, 2018
Instrument3507
Transaction TypeTransfer
Record UpdatedJun 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1568 GINKGO TRL RIDGEWAY SC 291309634, RIDGEWAY, SC 29130-9634

Mortgage

Document Number3508
DateMay 4, 2018
Book Page003854/000269
Instrument3508
Lender
NameJEAN G EDWARDS
AddressPO BOX 55, LUGOFF, SC 29078-0055
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueMay 3, 2020

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKERSHAW SC
Recording DateMar 19, 2018
Property Address12 ELM ST, LUGOFF, SC 29078-9333
Document Number0000002049
Book / Page003832 / 000009
Instrument DateMar 14, 2018
Instrument2049
Transaction TypeTransfer
Record UpdatedApr 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 55 LUGOFF SC 290780055, LUGOFF, SC 29078-0055

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKERSHAW SC
Recording DateJan 25, 2018
Property Address12 ELM ST, LUGOFF, SC 29078-9333
Document Number0000000573
Book / Page003808 / 000152
Instrument DateJan 23, 2018
Instrument573
Transaction TypeTransfer
Record UpdatedFeb 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 CLEATON RD #B106 COLUMBIA SC 292062334, B106, COLUMBIA, SC 29206-2334

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00 (+0.08%)$117,600 (-) Land $40,400 Building $77,200$117,600 (-)
2023$2,402.00$117,600 Land $40,400 Building $77,200$117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2013–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
TruVista Communications
Cable		500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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