12 Elm St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 12 Elm St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1910
Lot Size	0.18 acres (7,875 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Nov 2021)
Tax Bill	$1,302 (2026)
Deeds & Mortgages	Nov 2021 Sale
APN	`060300 79.09-1-8`

Property Details

APN / Parcel Number

Primary APN	`060300 79.09-1-8`
Alternative APNs	`03000790090001008000` `030044190`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	224 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,875 sqft (0.18 acres)
Lot Dimensions	90 ft deep x 87.5 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030044190
Street Address	12 ELM ST
City	DUNKIRK
State	NY
Zip	14048-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INCLUDES 00103014002 87 1/2 X 90 RES; OLD APN: 060300 1-3-15
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1010
Census Tract	35600

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 ELM ST, DUNKIRK, NY 14048-1012
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	20217597
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Nov 1, 2021
Property Address	12 ELM ST, DUNKIRK, NY 14048-1012
Document Number	DE2021007597
Instrument Date	Oct 26, 2021
Instrument	DE2021007597
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 ELM ST, DUNKIRK, NY 14048-1012

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,302.00 (+3.33%)
2025	$1,260.00	$31,300 (-) Land $3,900 Building $27,400	$71,136 (+25%) Land $8,864 Building $62,272
2023		$31,300 (+60.51%) Land $3,900 Building $27,400	$56,909 (+83.86%) Land $7,091 Building $49,818
2022		$19,500 Land $3,900 Building $15,600	$30,952 Land $6,190 Building $24,762

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	44 (1979–2021)
Claims Outside the SFHA	6 of 44
Most Recent Claim	Dec 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000