Windsor Town property record for 12 Elm Ct, Windsor, CT 06095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1941 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,100 (Mar 2020) |
| Tax Bill | $5,875 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4586.00 |
| Primary APN | 4586.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,994 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4586.00 |
|---|---|
| Street Address | 12 ELM CT |
| City | WINDSOR |
| State | CT |
| Zip | 06095-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 84 |
| Legal Lot Number | 6 |
| Jurisdiction | WINDSOR CT |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 473400 |
Source: Windsor Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 136 WILLOWCREST DR, WINDSOR, CT 06095-3863 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 25, 2020 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Prior Sale | Aug 8, 2008 · Amount on Record |
| Deed Document Number | 20201009 |
| Deed Book / Page | 1887 / 833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 12 ELM CT, WINDSOR, CT 06095-2911 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001929-346 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 1929/346 |
| Instrument | 2022-00570 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR CT |
| Recording Date | Mar 25, 2020 |
| Property Address | 12 ELM CT, WINDSOR, CT 06095-2911 |
| Document Number | 1887-833 |
| Book / Page | 1887 / 833 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2020-01009 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202001010 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 2020-01010 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Town |
| Unified School District | Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,820 (-) Land $59,290 Building $138,530 | $138,474 Land $41,503 Building $96,971 | |
| 2024 | $5,875.00 (-6.67%) | $197,820 (+59.48%) Land $59,290 Building $138,530 | |
| 2023 | $6,295.00 (+52.61%) | $124,040 (+4.54%) Land $47,670 Building $76,370 | |
| 2022 | $4,125.00 | $118,650 Land $47,670 Building $70,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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