12 Elm Ave, Upper Darby, PA 19082 Property Records

Delaware County property record for 12 Elm Ave, Upper Darby, PA 19082

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,352 sqft · built 1920
Lot Size	0.051 acres (2,222 sqft)
Owner	Individual on Record
Last Sale	$197,900 (Mar 2022)
Tax Bill	$4,516 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-423:000`

Property Details

APN / Parcel Number

Primary APN	`16-09-423:000`
Alternative APN	`16-05-00242-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Lot Area	2,222 sqft (0.051 acres)
Lot Dimensions	75 ft deep x 24 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1609423000
Street Address	12 ELM AVE
City	UPPER DARBY
State	PA
Zip	19082-2102
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 STY HSE & GAR 24 X 75
Legal Subdivision	COTLER & SECON
Jurisdiction	DELAWARE PA
Township / Civil Division	UPPER DARBY
Census Block Group	1
Census Block	1002
Census Tract	400700

Owner

Source: Delaware County assessment roll, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	12 ELM AVE, UPPER DARBY, PA 19082-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Dec 21, 2004 · Amount on Record
Deed Document Number	202214020
Deed Book / Page	6806 / 3923
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Mar 3, 2022
Property Address	12 ELM AVE, UPPER DARBY, PA 19082-2102
Document Number	0068063923
Book / Page	6806 / 3923
Instrument Date	Feb 18, 2022
Instrument	2022014020
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	CHASE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,979.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELM AVE, UPPER DARBY, PA 19082-2102

Mortgage

Document Number	0068063927
Date	Mar 3, 2022
Instrument	6806/3927

Lender

Name	FIRST HERITAGE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Mortgage

Document Number	0068063947
Date	Mar 3, 2022
Book Page	6806/3947
Instrument	2022014022

Lender

Name	FIRST HERITAGE FINANCIAL LLC
Type	Funding / Finance Company
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Upper Darby Township
Unified School District	Upper Darby School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,516.00 (+7.37%)	$101,690 (-) Land $22,350 Building $79,340	$101,690 (-) Land $22,350 Building $79,340
2024		$101,690 Land $22,350 Building $79,340
2023	$4,206.00
2021			$101,690 (-)
2020			$101,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, PCs for People, T-Mobile.

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