Camden County and Berlin Borough property record for 12 Elm Ave, Berlin, NJ 08009
| Property Type | Single Family Home |
|---|---|
| Details | 1,252 sqft · built 1930 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,900 (May 2017) |
| Tax Bill | $4,566 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00204-0000-00005 |
| Primary APN | 05-00204-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Old Parcel Number | 0503407000000005 |
|---|---|
| Street Address | 12 ELM AVE |
| City | BERLIN |
| State | NJ |
| Zip | 08009-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Block | 204 |
| Legal Lot Number | 5 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 608700 |
12 Elm Ave is owned and occupied by an individual who bought it in May 2017.
Source: Camden County and Berlin Borough records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 ELM AVE, BERLIN, NJ 08009-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| May 22, 2017 | Grant Deed, Transfer · FHA Mortgage NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on File |
| Deed Sale | May 22, 2017 · Amount on File |
| Prior Sale | Jun 21, 2010 · Amount on File |
| Deed Document Number | 201737610 |
| Deed Book / Page | 10635 / 1276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 12 ELM AVE, BERLIN, NJ 08009-1214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12 ELM AVE, BERLIN, NJ 08009-1214 |
| Document Number | 0000018694 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 11984/1424 |
| Instrument | 2022018694 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | May 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | May 22, 2017 |
| Property Address | 12 ELM AVE, BERLIN, NJ 08009-1214 |
| Document Number | 0000037610 |
| Book / Page | 010635 / 001276 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 37610 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12 ELM AVE BERLIN NJ 080091214, BERLIN, NJ 08009-1214 |
| Document Number | 37611 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 010635/001280 |
| Instrument | 37611 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2047 |
The 2025 property tax bill for 12 Elm Ave was $4,566, up 1.8% from the year before.
Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Berlin Borough |
| Elementary School District | Berlin Borough School District (KG - 08) |
| Secondary School District | Eastern Camden County Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,500 (-) Land $42,500 Building $89,000 | $131,500 (-) Land $42,500 Building $89,000 | |
| 2025 | $4,566.00 (+1.81%) | $131,500 Land $42,500 Building $89,000 | $131,500 Land $42,500 Building $89,000 |
| 2024 | $4,485.00 | ||
| 2023 | $131,500 Land $42,500 Building $89,000 | $131,500 Land $42,500 Building $89,000 | |
| 2022 | $4,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Elm Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Elm Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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