12 Ella St, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Ella St, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,344 sqft · built 1909
Lot Size	0.294 acres (12,800 sqft)
Owner	Trust Name on Record
Last Sale	$285,000 (Oct 2020)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Feb 2023 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:37 B:21`

Property Details

APN / Parcel Number

Primary APN	`WEST M:37 B:21`
Alternative APNs	`M:037 B:21 L` `13029135`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,820 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,800 sqft (0.294 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13029135
Street Address	12 ELLA ST
City	WESTERLY
State	RI
Zip	02891-1665
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	21
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1024
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North End Historic District listed 2006 · 296 contributing resources · NRIS 06000298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	29 POST RD, WESTERLY, RI 02891-2606
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer
Oct 13, 2020	Warranty Deed, Transfer · FHA Mortgage EASTERN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	20204922
Deed Book / Page	2020 / 21601
Last Transfer Date	Feb 7, 2023
Transfer Doc	02023-1505
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 10, 2023
Property Address	12 ELLA ST, WESTERLY, RI 02891-1665
Document Number	02023-1505
Book / Page	2023 / 1505
Instrument Date	Feb 7, 2023
Instrument	2023-381
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 POST RD, WESTERLY, RI 02891-2606

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 13, 2020
Property Address	12 ELLA ST, WESTERLY, RI 02891-1665
Document Number	2020-1601
Book / Page	002020 / 021601
Instrument Date	Oct 8, 2020
Instrument	4922
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 POST RD WESTERLY RI 028912606, WESTERLY, RI 02891-2606

Mortgage

Document Number	2020-1604
Date	Oct 13, 2020
Book Page	002020/021604
Instrument	4923

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (+5.16%)	$338,100 (+37.33%) Land $144,800 Building $193,300	$449,297
2023	$2,501.00 (+0.56%)	$246,200 (-) Land $103,500 Building $142,700
2022	$2,487.00	$246,200 Land $103,500 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline, Frontier, Xfinity.

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