12 Eliot Ct, Ledgewood, NJ 07852 Property Records

Morris County and Roxbury Township property record for 12 Eliot Ct, Ledgewood, NJ 07852

Property Summary

Property Type	Single Family Home
Details	2,910 sqft · built 1999
Lot Size	0.354 acres (15,398 sqft)
Owner	Individual Name on Record
Tax Bill	$12,846 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2023 Line of Credit + 2 more
APN	`36-08402-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`36-08402-0000-00018`
Alternative APNs	`3600034300020` `360840200018`

Interior

Stories	2 Stories
Building Area	2,910 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	15,398 sqft (0.354 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3600034300020
Street Address	12 ELIOT CT
City	LEDGEWOOD
State	NJ
Zip	07852-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1.8
Legal Subdivision	POETS PEAK PH III-IV
Legal Block	8402
Legal Lot Number	18
Jurisdiction	MORRIS NJ
Township / Civil Division	ROXBURY
Census Block Group	3
Census Block	3003
Census Tract	45504

Owner

Source: Morris County and Roxbury Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 ELIOT CT, LEDGEWOOD, NJ 07852-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2006
Deed Sale	Oct 17, 2006
Prior Sale	Mar 7, 2000 · Amount on Record
Deed Book / Page	20646 / 727
Prior Transfer Date	Apr 25, 2006
Prior Transfer Doc	0206460727
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 ELIOT CT, LEDGEWOOD, NJ 07852-2308
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250020359
Date	Oct 27, 2025
Book Page	25002/359
Instrument	2025044395

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 ELIOT CT, LEDGEWOOD, NJ 07852-2308
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0245761563
Date	Mar 14, 2023
Book Page	24576/1563
Instrument	2023008978

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 ELIOT CT, LEDGEWOOD, NJ 07852-2308
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0244421035
Date	Jul 1, 2022
Book Page	24442/1035
Instrument	2022045220

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 ELIOT CT, LEDGEWOOD, NJ 07852-2308
Document Number	0236530775
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELIOT CT LEDGEWOOD NJ 078522308, LEDGEWOOD, NJ 07852-2308

Mortgage

Document Number	0236530775
Date	Nov 12, 2019
Book Page	023653/000775
Instrument	64425

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Roxbury Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Roxbury Township
Unified School District	Roxbury Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,300 (-) Land $99,400 Building $367,900	$467,300 (-) Land $99,400 Building $367,900
2025		$467,300 (-) Land $99,400 Building $367,900	$467,300 (-) Land $99,400 Building $367,900
2024	$12,846.00 (+2.58%)
2023		$467,300 Land $99,400 Building $367,900	$467,300 Land $99,400 Building $367,900
2022	$12,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROXBURY TWP W DEPT-SKY V serves 4,478 people · EPA ID NJ1436004
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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