12 Elegant Tern Rd, Novato, CA 94949 Property Records

Marin County property record for 12 Elegant Tern Rd, Novato, CA 94949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,954 sqft · built 1979
Lot Size	0.045 acres (1,950 sqft)
Owner	Company Name on Record
Last Sale	$303,000 (Jan 1999)
Tax Bill	$7,024 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-551-04`

Property Details

APN / Parcel Number

Primary APN	`160-551-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	1,950 sqft (0.045 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 ELEGANT TERN RD
City	NOVATO
State	CA
Zip	94949-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP E5 546
Legal Subdivision	PACHECO WOODS SUB
Legal Lot Number	128
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2004
Census Tract	104200

Owner

Source: Marin County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 ELEGANT TERN RD, NOVATO, CA 94949-6619
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 1999 · Amount on Record
Deed Sale	Jan 11, 1999 · Amount on Record
Deed Document Number	19992130
Last Transfer Date	May 19, 2008
Transfer Doc	0000026073
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Oct 15, 2026
Property Address	12 ELEGANT TERN RD, NOVATO, CA 94949-6619
Document Number	0000029678
Instrument Date	Aug 28, 2026
Instrument	202629678
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,546.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELEGANT TERN RD, NOVATO, CA 94949-6619

Mortgage

Document Number	0000029679,
Date	Oct 15, 2026
Instrument	202629679

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Recording Date	Aug 17, 2026
Property Address	12 ELEGANT TERN RD, NOVATO, CA 94949-6619
Document Number	0000023744
Instrument Date	Aug 17, 2026
Instrument	202623744
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	288 SAN CARLOS WAY, NOVATO, CA 94945-1652

Mortgage

Document Number	0000023744,
Date	Aug 17, 2026
Instrument	202623744

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$484,484 (+2%) Land $169,569 Building $314,915
2025	$7,024.00 (+4.2%) Homeowner's exemption	$474,985 (+4.04%) Land $166,245 Building $308,740
2023	$6,741.00 (+2.43%) Homeowner's exemption	$456,544 Land $159,790 Building $296,754
2022	$6,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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