Middlesex County and Arlington Town property record for 12 Elder Ter, Arlington, MA 02474
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,609 sqft · built 1890 |
| Lot Size | 0.115 acres (4,992 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jan 2018) |
| Tax Bill | $11,019 (2026) |
| Deeds & Mortgages | Feb 2020 Refinance Jul 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53710 |
| Primary APN | 53710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,921 sqft |
| Basement Area | 684 sqft |
| Unfinished Basement | 684 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,992 sqft (0.115 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 53710 |
|---|---|
| Street Address | 12 ELDER TER |
| City | ARLINGTON |
| State | MA |
| Zip | 02474-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HT ELDER |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | ARLINGTON MA |
| Township / Civil Division | ARLINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 356500 |
Source: Middlesex County and Arlington Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ELDER TER, ARLINGTON, MA 02474-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Jul 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Aug 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Jan 5, 2018 | Quit Claim Deed, Transfer LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on Record |
| Deed Sale | Jan 5, 2018 · Amount on Record |
| Prior Sale | Mar 29, 2007 · Amount on Record |
| Deed Book / Page | 70477 / 104 |
| Transfer Doc | 070477-104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 12 ELDER TER, ARLINGTON, MA 02474-2701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74175-1 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 74175/1 |
| Instrument | 26979 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 12 ELDER TER, ARLINGTON, MA 02474-2701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72866-521 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 72866/521 |
| Instrument | 93146 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 12 ELDER TER, ARLINGTON, MA 02474-2701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75460-181 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 75460/181 |
| Instrument | 147051 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Recording Date | Jan 5, 2018 |
| Property Address | 12 ELDER TER, ARLINGTON, MA 02474-2701 |
| Document Number | 70477-104 |
| Book / Page | 70477 / 104 |
| Instrument | 2242 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ELDER TER, ARLINGTON, MA 02474-2701 |
| Document Number | 704770106 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 70477/0106 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 5, 2048 |
Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Arlington Town |
| Unified School District | Arlington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,019.00 (+0.58%) | $1,032,700 (+1.52%) Land $478,600 Building $545,900 | $1,116,445 (+20.84%) |
| 2025 | $10,955.00 (+1%) | $1,017,200 (+8.17%) Land $455,800 Building $561,400 | $923,875 (-7.91%) |
| 2024 | $9,959.00 (+2.99%) | $940,400 (+9.02%) Land $438,700 Building $501,700 | $1,003,200 |
| 2023 | $9,670.00 | $862,600 Land $410,300 Building $452,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 individual policies |
| Nearby Flood Policies | 161 units insured incl. 146 condo units |
| Nearby Flood Claims | 316 (1979–2024) |
| Claims Outside the SFHA | 8 of 316 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures