12 Elberta Pl, Uncasville, CT 06382 Property Records

Montville Town property record for 12 Elberta Pl, Uncasville, CT 06382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 1959
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$228,900 (May 2007)
Tax Bill	$4,603 (2026)
Deeds & Mortgages	Jul 2024 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S0432100`

Property Details

APN / Parcel Number

Primary APN	`S0432100`
Alternative APNs	`MONT M:084 B:040 L:000` `MTVL M:084 B:040 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	3,092 sqft
Basement Area	960 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	S0432100
Street Address	12 ELBERTA PL
City	UNCASVILLE
State	CT
Zip	06382-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	40
Jurisdiction	MONTVILLE CT
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1008
Census Tract	870502

Owner

12 Elberta Pl is owned and occupied by two individuals who bought it in May 2007.

Source: Montville Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 ELBERTA PL, UNCASVILLE, CT 06382-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK
Aug 26, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2007 · Amount on File
Deed Sale	May 22, 2007 · Amount on File
Prior Sale	Jan 29, 1999 · Amount on File
Deed Book / Page	509 / 593
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTVILLE CT
Property Address	12 ELBERTA PL, UNCASVILLE, CT 06382-2222
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000704-421
Date	Jul 2, 2024
Book Page	704/421

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2039

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTVILLE CT
Property Address	12 ELBERTA PL, UNCASVILLE, CT 06382-2222
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000676-199
Date	Oct 7, 2021
Book Page	676/199

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTVILLE CT
Property Address	12 ELBERTA PL, UNCASVILLE, CT 06382-2222
Document Number	647-1062
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELBERTA PL UNCASVILLE CT 063822222, UNCASVILLE, CT 06382-2222

Mortgage

Document Number	647-1062
Date	Aug 30, 2019
Book Page	000647/001062

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 29, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 12 Elberta Pl was $4,603, up 8.9% from the year before.

Source: Montville Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Montville Town
Unified School District	Montville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,603.00 (+8.87%)	$146,440 (-) Land $31,220 Building $115,220	$353,482 (+244.83%)
2025	$4,228.00	$146,440 Land $31,220 Building $115,220	$102,508 Land $21,854 Building $80,654
2024	$4,228.00 (+8.86%)
2023	$3,884.00 (+3.96%)	$139,860 (-) Land $31,220 Building $108,640
2022	$3,736.00	$139,860 Land $31,220 Building $108,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Elberta Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Elberta Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KITEMAUG ORCHARD ASSOCIATION, INC. private · serves 490 people · EPA ID CT0860041
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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