12 Edward Dr, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 12 Edward Dr, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1988
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2024)
Tax Bill	$7,935 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:28-Z B:80`

Property Details

APN / Parcel Number

Primary APN	`M:28-Z B:80`
Alternative APN	`CNCD M:28Z B:80`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,517 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 EDWARD DR
City	CONCORD
State	NH
Zip	03301-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	80
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	32800

Owner

12 Edward Dr is owned by two individuals who bought it in September 2024.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2108 CIERA LN, FERNANDINA BEACH, FL 32034-8972
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Oct 30, 2020	Warranty Deed, Transfer · VA Mortgage CMG FIN'L
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Mar 6, 2023 · Amount on File
Deed Document Number	202413701
Deed Book / Page	3868 / 2541
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	2000000988
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Mar 6, 2023
Property Address	12 EDWARD DR, CONCORD, NH 03301-8626
Document Number	0000002762
Book / Page	3820 / 184
Instrument Date	Mar 3, 2023
Instrument	202300002762
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 SANGRIA DR, VALRICO, FL 33594-3035

Mortgage

Document Number	0000002763
Date	Mar 6, 2023
Instrument	202300002763

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	12 EDWARD DR, CONCORD, NH 03301-8626
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019795
Date	Aug 2, 2021
Book Page	3751/1583
Instrument	202100019795

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 30, 2020
Property Address	12 EDWARD DR, CONCORD, NH 03301-8626
Document Number	0037042958
Book / Page	003704 / 002958
Instrument Date	Oct 29, 2020
Instrument	24501
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 PLYMOUTH ST MANCHESTER NH 031024170, MANCHESTER, NH 03102-4170

Mortgage

Document Number	37042961
Date	Oct 30, 2020
Book Page	003704/002961
Instrument	24502

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jan 15, 2020
Property Address	12 EDWARD DR, CONCORD, NH 03301-8626
Document Number	0036621646
Book / Page	003662 / 001646
Instrument Date	Dec 3, 2019
Instrument	989
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 EDWARD DR CONCORD NH 033018626, CONCORD, NH 03301-8626

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jan 15, 2020
Property Address	12 EDWARD DR, CONCORD, NH 03301-8626
Document Number	0036621644
Book / Page	003662 / 001644
Instrument Date	Dec 3, 2019
Instrument	988
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EDWARD DR CONCORD NH 033018626, CONCORD, NH 03301-8626

Tax Assessment & Valuation

The 2025 property tax bill for 12 Edward Dr was $7,935.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,935.00	$272,600 Land $115,400 Building $157,200
2023	$7,317.00 (+6.01%)	$272,400 (+2.18%) Land $115,400 Building $157,000	$489,725
2022	$6,902.00	$266,600 Land $115,400 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Edward Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Edward Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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