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12 Edith St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 12 Edith St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Lot Size1.76 acres (76,666 sqft)
OwnerIndividual Name on Record
Last Sale$387,000 (Sep 2020)
Tax Bill$4,882 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9992-48

Property Details

APN / Parcel Number

Primary APN9992-48
Alternative APN
  • CUMB M:016 B:0519 L:000

Exterior

Architectural StyleDuplex Single
Lot Area76,666 sqft (1.76 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Location & Zoning

Account Number9992-48
Street Address12 EDITH ST
CityCUMBERLAND
StateRI
Zip02864-6304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block519
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3017
Census Tract11301

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 EDITH ST, CUMBERLAND, RI 02864-6304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 18, 2020Warranty Deed, Transfer · VA Mortgage
PROVINCE MORTGAGE ASSOCIATES INC
Feb 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Deed Document Number2020117268
Deed Book / Page1855 / 261
Prior Transfer DateFeb 20, 2020
Prior Transfer Doc1830-782
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address12 EDITH ST, CUMBERLAND, RI 02864-6304
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001899-51
DateAug 2, 2021
Book Page1899/51
Instrument126228
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateSep 18, 2020
Property Address12 EDITH ST, CUMBERLAND, RI 02864-6304
Document Number001855-261
Book / Page1855 / 261
Instrument DateSep 16, 2020
Instrument117268
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 EDITH ST, CUMBERLAND, RI 02864-6304

Mortgage

Document Number0000117269
DateSep 18, 2020
Instrument117269
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeVA Mortgage
AmountAmount Recorded

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateFeb 26, 2020
Property Address12 EDITH ST, CUMBERLAND, RI 02864-6304
Document Number1830-782
Book / Page001830 / 000782
Instrument DateFeb 20, 2020
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 EDITH ST CUMBERLAND RI 028646304, CUMBERLAND, RI 02864-6304

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,882.00 (+5.58%)$397,900 (-) Land $160,200 Building $237,700
2023$4,624.00 (+3.12%)$397,900 (+33.03%) Land $160,200 Building $237,700
2022$4,484.00$299,100 Land $125,600 Building $173,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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