12 Edgewater Ln, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 12 Edgewater Ln, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1940
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HERM M:12 B:18 L`

Property Details

APN / Parcel Number

Primary APN	`HERM M:12 B:18 L`
Alternative APNs	`HERM M:012 B:018 L:000` `1817`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	750 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	1817
Old Parcel Number	HERM M:012 B:018 L:000
Street Address	12 EDGEWATER LN
City	HERMON
State	ME
Zip	04401-0738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Block	18
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2015
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 EDGEWATER LN, HERMON, ME 04401-0738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018
Deed Sale	Oct 15, 2018
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Book / Page	14970 / 34
Transfer Doc	11594-0296
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Recording Date	Jun 18, 2026
Property Address	12 EDGEWATER LN, HERMON, ME 04401-0738
Document Number	0000016112
Book / Page	17913 / 305
Instrument Date	Jun 9, 2026
Instrument	202616112
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EDGEWATER LN, HERMON, ME 04401-0738

Mortgage

Document Number	0000016112,
Date	Jun 18, 2026
Book Page	17913/305
Instrument	202616112

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Initial Type	Adjustable Rate
Type Change Date	Jul 2, 2056
Margin	11
Max Rate	-1%

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,921.00 (+21.81%)	$162,100 (+12.02%) Land $26,300 Building $135,800
2024	$1,577.00 (+1.41%)	$144,700 (+9.37%) Land $23,500 Building $121,200
2023	$1,555.00 (+10.99%)	$132,300 (+12.4%) Land $21,900 Building $110,400
2022	$1,401.00	$117,700 Land $19,400 Building $98,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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