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12 Eddy Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Eddy Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,442 sqft · built 1994
Lot Size0.277 acres (12,060 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Aug 2018)
Tax Bill$3,284 (2025)
Deeds & MortgagesOct 2019 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:108 B:4

Property Details

APN / Parcel Number

Primary APNWEST M:108 B:4
Alternative APNs
  • M:108 B:4 L
  • 7021875

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,442 sqft Living Area
Gross Area2,748 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,060 sqft (0.277 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number7021875
Street Address12 EDDY DR
CityWESTERLY
StateRI
Zip02891-3331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2033
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:108 B:4

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 EDDY DR, WESTERLY, RI 02891-3331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
EASTERN BK
Aug 03, 2018Warranty Deed, Transfer · Conventional Mortgage
EASTERN BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2018 · Amount on Record
Deed SaleAug 03, 2018 · Amount on Record
Prior SaleJun 26, 2008 · Amount on Record
Deed Document Number20183236
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address12 EDDY DR, WESTERLY, RI 02891-3331
Document Number2019-7338
Instrument DateOct 08, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 EDDY DR WESTERLY RI 028913331, WESTERLY, RI 02891-3331

Mortgage

Document Number2019-7338
DateOct 15, 2019
Book Page002019/017338
Instrument4420
Lender
NameEASTERN BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 03, 2018
Property Address12 EDDY DR, WESTERLY, RI 02891-3331
Document Number2018-2818
Book / Page002018 / 012818
Instrument DateAug 03, 2018
Instrument3236
Transaction TypeTransfer
Record UpdatedAug 21, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 EDDY DR WESTERLY RI 028913331, WESTERLY, RI 02891-3331

Mortgage

Document Number2018-2819
DateAug 03, 2018
Book Page002018/012819
Instrument3237
Lender
NameEASTERN BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2048

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,284.00 (-8.29%)$461,900 (+24.1%) Land $216,200 Building $245,700
2023$3,581.00 (+0.65%)$372,200 (-) Land $154,400 Building $217,800
2022$3,558.00$372,200 Land $154,400 Building $217,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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