12 Echo Hill Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 12 Echo Hill Rd, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,243 sqft · built 1991
Lot Size1.49 acres (64,922 sqft)
Owner2 Individual Names on File
Last Sale$755,000 (May 2021)
Tax Bill$15,888 (2026)
Deeds & MortgagesJan 2023 Refinance
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNMAP 99,100

Property Details

APN / Parcel Number

Primary APNMAP 99,100
Alternative APN
  • WILB M:3980 B:12 L:1719

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,243 sqft Living Area
Gross Area7,685 sqft
1st Floor Area3,243 sqft
Basement Area3,146 sqft
Unfinished Basement1,882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area64,922 sqft (1.49 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberMAP 99,100
Street Address12 ECHO HILL RD
CityWILBRAHAM
StateMA
Zip01095-2663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal SubdivisionWILBRAHAM
Legal Block12
Legal Lot Number1719
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group1
Census Block1014
Census Tract813602

Owner

12 Echo Hill Rd is owned and occupied by two individuals who acquired it in August 2025.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 ECHO HILL RD, WILBRAHAM, MA 01095-2663
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM CU
May 27, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LOANDEPOT.COM LLC
Feb 17, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2021 · Amount on File
Deed SaleMay 27, 2021 · Amount on File
Prior SaleSep 27, 1990 · Amount on File
Last Transfer DateAug 18, 2025
Transfer Doc025990-389
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address12 ECHO HILL RD, WILBRAHAM, MA 01095-2663
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024873-509
DateJan 11, 2023
Book Page24873/509
Instrument1853
Lender
NameFREEDOM CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2043

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILBRAHAM MA
Recording DateMay 27, 2021
Property Address12 ECHO HILL RD, WILBRAHAM, MA 01095-2663
Document Number23907-365
Book / Page23907 / 365
Instrument DateMay 27, 2021
Instrument36410
Transaction TypeTransfer
Record UpdatedJun 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 THRESHER RD, HAMPDEN, MA 01036-9117

Mortgage

Document Number36411
DateMay 27, 2021
Instrument36411
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address12 ECHO HILL RD, WILBRAHAM, MA 01095-2663
Document Number21601-514
Book / Page021601 / 000514
Instrument DateFeb 17, 2017
Transaction TypeMortgage
Record UpdatedApr 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21601-514
DateMar 16, 2017
Book Page021601/000514
Instrument13503
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 Echo Hill Rd was $15,888, up 2.9% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,888.00 (+2.91%)$910,500 (+5.44%) Land $132,500 Building $778,000$833,747 (-10.92%)
2025$15,439.00 (+5.06%)$863,500 (+8.7%) Land $132,500 Building $731,000$935,940 (+2.5%)
2024$14,696.00 (+4.4%)$794,400 (+5.53%) Land $132,500 Building $661,900$913,140
2023$14,077.00$752,800 Land $132,500 Building $620,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Echo Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Echo Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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