12 Eby Dr, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 12 Eby Dr, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 2004
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:031 L:002-03`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:031 L:002-03`
Alternative APNs	`M:031 L:002=03` `1741`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1741
Street Address	12 EBY DR
City	PHIPPSBURG
State	ME
Zip	04562-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	2-3
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1023
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 EBY DR, PHIPPSBURG, ME 04562-5046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage BATH SAVINGS
May 19, 2020	Deed of Trust, Mortgage BATH SVGS INSTITUTION
Mar 9, 2018	Deed of Trust, Mortgage BATH SVGS INST'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Recording Date	Jul 17, 2026
Property Address	12 EBY DR, PHIPPSBURG, ME 04562-5046
Document Number	0000003742
Instrument Date	Jul 13, 2026
Instrument	20263742
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EBY DR, PHIPPSBURG, ME 04562-5046

Mortgage

Document Number	0000003742,
Date	Jul 17, 2026
Instrument	20263742

Lender

Name	BATH SAVINGS

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	12 EBY DR, PHIPPSBURG, ME 04562-5046
Document Number	0000003436
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EBY DR PHIPPSBURG ME 045625046, PHIPPSBURG, ME 04562-5046

Mortgage

Document Number	0000003436
Date	May 26, 2020
Instrument	3436

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 25, 2030

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	12 EBY DR, PHIPPSBURG, ME 04562-5046
Document Number	0020181708
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EBY DR PHIPPSBURG ME 045625046, PHIPPSBURG, ME 04562-5046

Mortgage

Document Number	0020181708
Date	Mar 19, 2018
Book Page	002018/001708
Instrument	1708

Lender

Name	BATH SVGS INST'L
Type	Federal Savings Bank
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 18, 2023

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,074.00 (+4.85%)	$167,900 (-) Land $35,300 Building $132,600
2024	$1,978.00 (+2.97%)	$167,900 (-) Land $35,300 Building $132,600
2023	$1,921.00 (+13.07%)	$167,900 (-) Land $35,300 Building $132,600
2022	$1,699.00	$167,900 Land $35,300 Building $132,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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