West Warwick Town property record for 12 Earl St, West Warwick, RI 02893
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2 ba · 3,302 sqft · built 1920 |
| Lot Size | 0.36 acres (15,669 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jan 2026) |
| Tax Bill | $8,347 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0366-50 |
| Primary APN | 1-0366-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,302 sqft Living Area |
| Gross Area | 6,075 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,669 sqft (0.36 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-0366-50 |
|---|---|
| Street Address | 12 EARL ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-2804 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-7. |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20200 |
12 Earl St, a duplex, is owned and occupied by an individual who bought it in January 2026.
Source: West Warwick Town records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 EARL ST, WEST WARWICK, RI 02893-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Jun 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on File |
| Deed Sale | Jan 27, 2026 · Amount on File |
| Prior Sale | Sep 22, 2005 · Amount on File |
| Deed Document Number | 20262491-239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Jan 27, 2026 |
| Property Address | 12 EARL ST, WEST WARWICK, RI 02893-2804 |
| Document Number | 0002491239 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2491-239 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 EARL ST, WEST WARWICK, RI 02893-2804 |
| Document Number | 0002491240 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2491-240 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 12 EARL ST, WEST WARWICK, RI 02893-2804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24864037 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2486-4037 |
| Name | BANKNEWPORT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2046 |
The 2025 property tax bill for 12 Earl St was $8,347.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,347.00 | $584,100 Land $116,000 Building $468,100 |
| 2023 | $7,456.00 | $407,000 Land $83,000 Building $324,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Earl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Earl St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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