12 Eagle St, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 12 Eagle St, Southwick, MA 01077

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 960 sqft · built 1953
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$193,000 (Sep 2018)
Tax Bill$4,020 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSWIC M:114 B:000 L:160

Property Details

APN / Parcel Number

Primary APNSWIC M:114 B:000 L:160
Alternative APN
  • M:0001 B:0000 L:0107

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,920 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address12 EAGLE ST
CitySOUTHWICK
StateMA
Zip01077-9606
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-20
Legal Lot Number160
JurisdictionSOUTHWICK MA
Township / Civil DivisionSOUTHWICK
Census Block Group1
Census Block1000
Census Tract813101

Owner

Source: Hampden County and Southwick Town records · APN SWIC M:114 B:000 L:160

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 EAGLE ST, SOUTHWICK, MA 01077-9606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 08, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 07, 2018Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2018 · Amount on Record
Deed SaleSep 07, 2018 · Amount on Record
Prior SaleMay 15, 2001 · Amount on Record
Deed Book / Page22350 / 171
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHWICK MA
Property Address12 EAGLE ST, SOUTHWICK, MA 01077-9606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23313-167
DateJul 16, 2020
Book Page23313/167
Instrument38069
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueAug 01, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHWICK MA
Property Address12 EAGLE ST, SOUTHWICK, MA 01077-9606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22891-81
DateOct 08, 2019
Book Page22891/81
Instrument58314
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueNov 01, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTHWICK MA
Recording DateSep 07, 2018
Property Address12 EAGLE ST, SOUTHWICK, MA 01077-9606
Document Number22350-171
Book / Page022350 / 000171
Instrument DateSep 07, 2018
Instrument53810
Transaction TypeTransfer
Record UpdatedSep 27, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$897.45
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 MORNINGSIDE DR WESTFIELD MA 010859844, WESTFIELD, MA 01085-9844

Mortgage

Document Number22350-173
DateSep 07, 2018
Book Page022350/000173
Instrument53811
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 06, 2048

Tax Assessment & Valuation

Source: Hampden County and Southwick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionSouthwick Town
Unified School DistrictSouthwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,020.00 (+5.68%)$258,200 (+5%) Land $64,100 Building $194,100
2024$3,804.00 (+6.47%)$245,900 (+10.87%) Land $58,600 Building $187,300
2023$3,573.00$221,800 Land $58,600 Building $163,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138131011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1979–1998)
Claims Outside the SFHA5 of 11
Most Recent ClaimJul 1998 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Based on FCC filings for 59 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1279000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTHWICK WATER DEPT
serves 7,669 people
Water SourcePurchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State InspectionApr 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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