12 Eagle Meadow Path, Banner Elk, NC 28604 Property Records

Avery County property record for 12 Eagle Meadow Path, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,478 sqft · built 2021
Lot Size	1.08 acres (47,350 sqft)
Owner	Trust Name on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Oct 2020 Sale Sep 2019 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74197`

Property Details

APN / Parcel Number

Primary APN	`74197`
Alternative APN	`19300094987400000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,478 sqft Heated Area
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	47,350 sqft (1.08 acres)
Porch	Open Porch
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74197
Street Address	12 EAGLE MEADOW PATH
City	BANNER ELK
State	NC
Zip	28604-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST RIDGELINE VILLAGE LOT R-12
Legal Subdivision	EAGLES NEST RIDGELINE VILLAGE
Legal Lot Number	R
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2464 SE 13TH ST, POMPANO BEACH, FL 33062-7202
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage UNITED CMNTY BK
Jan 28, 2019	Grant Deed, Mortgage · Line of Credit RE FIN PTRS LTD
Aug 16, 2018	Grant Deed, Construction Loan · Construction Mortgage RE FIN PTRS LTD
May 18, 2018	Trustee's Deed, Construction Loan · Construction Mortgage RE FIN PTRS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	0000551932
Deed Book / Page	551 / 932
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 28, 2020
Property Address	12 EAGLE MEADOW PATH, BANNER ELK, NC 28604
Document Number	0005510932
Book / Page	000551 / 000932
Instrument Date	Oct 26, 2020
Instrument	6072
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2464 SE 13TH ST POMPANO BEACH FL 330627202, POMPANO BEACH, FL 33062-7202

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 4, 2019
Property Address	12 EAGLE MEADOW PATH, BANNER ELK, NC 28604
Document Number	0005341691
Book / Page	000534 / 001691
Instrument Date	Aug 30, 2019
Instrument	3863
Transaction Type	Construction Loan
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7908 PLANTATION FALLS LN CHARLOTTE NC 282277044, CHARLOTTE, NC 28227-7044

Mortgage

Document Number	5341694
Date	Sep 4, 2019
Book Page	000534/001694
Instrument	3864

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	AVERY NC
Recording Date	Jan 28, 2019
Property Address	12 EAGLE MEADOW PATH, BANNER ELK, NC 28604
Document Number	0005280713
Book / Page	000528 / 000713
Instrument Date	Jan 28, 2019
Instrument	398
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19421 LIVERPOOL PKWY CORNELIUS NC 280316283, CORNELIUS, NC 28031-6283

Mortgage

Document Number	5280713
Date	Jan 28, 2019
Book Page	000528/000713
Instrument	398

Lender

Name	RE FIN PTRS LTD
Address	1450 LAKE ROBBINS DR # 430, SPRING, TX 77380-3294

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	AVERY NC
Recording Date	Aug 16, 2018
Property Address	12 EAGLE MEADOW PATH, BANNER ELK, NC 28604
Document Number	0005231005
Book / Page	000523 / 001005
Instrument Date	Aug 16, 2018
Instrument	4373
Transaction Type	Construction Loan
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19421 LIVERPOOL PKWY CORNELIUS NC 280316283, CORNELIUS, NC 28031-6283

Mortgage

Document Number	5231005
Date	Aug 16, 2018
Book Page	000523/001005
Instrument	4373

Lender

Name	RE FIN PTRS LTD
Address	1450 LAKE ROBBINS DR # 430, SPRING, TX 77380-3294

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2019

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	AVERY NC
Recording Date	May 18, 2018
Property Address	12 EAGLE MEADOW PATH, BANNER ELK, NC 28604
Document Number	0005201531
Book / Page	000520 / 001531
Instrument Date	May 18, 2018
Instrument	2787
Transaction Type	Construction Loan
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19421 LIVERPOOL PKWY CORNELIUS NC 280316283, CORNELIUS, NC 28031-6283

Mortgage

Document Number	5201531
Date	May 18, 2018
Book Page	000520/001531
Instrument	2787

Lender

Name	RE FIN PTRS LTD
Address	WOODLAND, TX 77380

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2019

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,884.00 (+26.19%)	$971,000 (+26.19%) Land $220,000 Building $751,000	$971,000 (+26.19%) Land $220,000 Building $751,000
2023	$3,078.00 (+90.94%)	$769,500 (+90.85%) Land $220,000 Building $549,500	$769,500 (+90.85%) Land $220,000 Building $549,500
2022	$1,612.00	$403,200 Land $220,000 Building $183,200	$403,200 Land $220,000 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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