Schuylkill County property record for 12 E Ruddle St, Coaldale, PA 18218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,095 sqft · built 1925 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jun 2019) |
| Tax Bill | $5,872 (2026) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-02-0340.000 |
| Primary APN | 40-02-0340.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,095 sqft Living Area |
| 1st Floor Area | 705 sqft |
| Basement Area | 795 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 200 ft deep x 25 ft wide |
| Terrain | Above Road/Slope |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 E RUDDLE ST |
|---|---|
| City | COALDALE |
| State | PA |
| Zip | 18218-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .11 ACRES25X20012 E RUDDLE ST |
| Jurisdiction | SCHUYLKILL PA |
| Township / Civil Division | COALDALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2800 |
Source: Schuylkill County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 E RUDDLE ST, COALDALE, PA 18218-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Jun 27, 2019 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit NEW TRIPOLI BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2007 · Amount on Record |
| Deed Document Number | 20197000 |
| Deed Book / Page | 2661 / 15 |
| Prior Transfer Date | Aug 30, 2005 |
| Prior Transfer Doc | 2166/1557 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHUYLKILL PA |
| Property Address | 12 E RUDDLE ST, COALDALE, PA 18218-1205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12 E RUDDLE ST, COALDALE, PA 18218-1205 |
| Document Number | 002780/550 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 2780/550 |
| Instrument | 202200008832 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHUYLKILL PA |
| Recording Date | Jun 27, 2019 |
| Property Address | 12 E RUDDLE ST, COALDALE, PA 18218-1205 |
| Document Number | 2661/0015 |
| Book / Page | 2661 / 0015 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 201900007000 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 E RUDDLE ST, COALDALE, PA 18218-1205 |
| Document Number | 201900007001 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 201900007001 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHUYLKILL PA |
| Property Address | 12 E RUDDLE ST, COALDALE, PA 18218-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 201700011646 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 2606/2090 |
| Instrument | 201700011646 |
| Name | NEW TRIPOLI BANK |
|---|---|
| Type | Bank |
| Address | NEW TRIPOLI, PA 18066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 8, 2022 |
Source: Schuylkill County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Schuylkill County |
| Municipality | Coaldale Borough |
| Unified School District | Panther Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $78,800 (+111.26%) Land $11,300 Building $67,500 | ||
| 2026 | $5,872.00 (+190.12%) Homeowner's exemption | $78,800 (+322.52%) Land $11,300 Building $67,500 | |
| 2024 | $2,024.00 | $18,650 Land $5,220 Building $13,430 | |
| 1996 | $37,300 Land $10,440 Building $26,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSFORD COALDALE JT WATER AUT serves 9,300 people · EPA ID PA3130004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
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