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12 E Point Cir, Englewood, FL 34224 Property Records

Charlotte County property record for 12 E Point Cir, Englewood, FL 34224

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 1969
Lot Size0.253 acres (11,040 sqft)
OwnerIndividual Name on Record
Tax Bill$3,530 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Transfer
+ 3 more
Flood ZoneZone AE (high risk)
APN412005255001

Property Details

APN / Parcel Number

Primary APN412005255001
Alternative APNs
  • 01071540000007
  • 10004638798

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,792 sqft
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,040 sqft (0.253 acres)
Lot Dimensions120 ft deep x 92 ft wide
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area592 sqft
Shed1 Shed
Shed Area231 sqft
Loading Dock76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number01071540000007
Street Address12 E POINT CIR
CityENGLEWOOD
StateFL
Zip34224-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF5
Legal DescriptionWATER HAVEN UN 1 LT 13 320/529 1029/1913 3385/1851 L/E3856/1514 4055/989 L/E4055/991 L/E4454/1604 4539/1180 4644/708 L/E4653/1702 4820/136
Legal Range20E
Legal Township41S
Legal Section05
Legal SubdivisionWATER HAVEN
Legal TractWHV
Legal Lot Number13
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1005
Census Tract30302

Owner

Source: Charlotte County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 E POINT CIR, ENGLEWOOD, FL 34224-4506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Intrafamily Transfer, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 9, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 14, 2020Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC
Jun 27, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2021
Deed SaleAug 9, 2021
Prior SaleFeb 14, 2020 · Amount on Record
Deed Document Number20212982386
Deed Book / Page4820 / 136
Prior Transfer DateMay 28, 2021
Prior Transfer Doc0048200136
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateAug 9, 2021
Property Address12 E POINT CIR, ENGLEWOOD, FL 34224-4506
Document Number0048200136
Book / Page4820 / 136
Map ReferenceMB 8 PG 4&5
Instrument DateMay 28, 2021
Instrument2982386
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyBOSTON NATIONAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E POINT CIR, ENGLEWOOD, FL 34224-4506

Mortgage

Document Number0004820138
DateAug 9, 2021
Instrument4820/138
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateOct 9, 2020
Property Address12 E POINT CIR, ENGLEWOOD, FL 34224-4506
Document Number0046440708
Book / Page004644 / 000708
Instrument DateOct 9, 2020
Instrument2860404
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E POINT CIR ENGLEWOOD FL 342244506, ENGLEWOOD, FL 34224-4506

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateOct 29, 2020
Property Address12 E POINT CIR, ENGLEWOOD, FL 34224-4506
Document Number0046531702
Book / Page004653 / 001702
Instrument DateOct 5, 2020
Instrument2867111
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2711 CORNER LN BELLMORE NY 117104640, BELLMORE, NY 11710-4640

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 14, 2020
Property Address12 E POINT CIR, ENGLEWOOD, FL 34224-4506
Document Number0045391180
Book / Page004539 / 001180
Instrument DateFeb 13, 2020
Instrument2786397
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E POINT CIR ENGLEWOOD FL 342244506, ENGLEWOOD, FL 34224-4506

Mortgage

Document Number45391182
DateFeb 14, 2020
Book Page004539/001182
Instrument2786398
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 27, 2019
Property Address12 E POINT CIR, ENGLEWOOD, FL 34224-4506
Document Number0044541604
Book / Page004454 / 001604
Instrument DateJun 14, 2019
Instrument2722161
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E POINT CIR ENGLEWOOD FL 342244506, ENGLEWOOD, FL 34224-4506

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,530.00 (-0.06%) Homeowner's exemption$155,645 (-26.17%) Land $140,127 Building $15,518$155,645 (-33.87%) Land $140,127 Building $15,518
2024$3,532.00 (+1.93%)
2023$3,465.00 (+3.46%) Homeowner's exemption$210,802 (+3%)$235,359 (-16.36%) Land $163,944 Building $71,415
2022$3,349.00 Homeowner's exemption$204,662$281,405 Land $112,256 Building $169,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 135 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims96 (1992–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 45 claims
  • Hurricane Helene, Sep 2024 · 27 claims
  • Hurricane Ian, Sep 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENGLEWOOD WATER DIST
public/private · serves 38,265 people · EPA ID FL6580531
Water SourceGroundwater
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

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