12 E Park St, Covington, OH 45318 Property Records

Miami County property record for 12 E Park St, Covington, OH 45318 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage958 sqft Living Area
Lot Size3,485 sqft (0.08 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2026)
Tax Bill$852.00 (2025)

Property Details

APN / Parcel Number

Primary APNH19-006520
Alternative APNs
  • 080520.3-04-005-00
  • H19NH049 00900

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area958 sqft Living Area
1st Floor1,302 sqft 1st Floor
Upper Floors307 sqft Upper Floors
Basement Area325 sqft Basement
Unfinished Basement325 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area3,485 sqft (0.08 acres)
Depth X Width66 ft x 52 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address12 E PARK ST
CityCOVINGTON
StateOH
Zip45318-1436
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIL 529 51.58X66.5 E PT
Legal SubdivisionLYDIA SHELLABARGERS ADDITION
Legal Lot Number529
JurisdictionMIAMI OH
Minor Civil DivisionNEWBERRY
Census Blockgroup1
Census Block1017
Census Tract325000

Owner

Source: Miami County records · APN H19-006520

Assessment roll updated March 6, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 E PARK ST, COVINGTON, OH 45318-1436
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Warranty Deed, Transfer · Conventional Mortgage
GREENVILLE FEDERAL
Apr 16, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2026 · Amount on Record
Deed SaleMay 06, 2026 · Amount on Record
Prior SaleApr 16, 2021 · Amount on Record
Deed Doc Number20265449
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMay 06, 2026
Property Address12 E PARK ST, COVINGTON, OH 45318-1436
Document Number0000005449
Instrument DateMay 05, 2026
Instrument2026.5449
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyPK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$23,230.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E PARK ST, COVINGTON, OH 45318-1436

Mortgage

Document Number0000005450,
DateMay 06, 2026
Instrument2026..5450
Lender
NameGREENVILLE FEDERAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateApr 16, 2021
Property Address12 E PARK ST, COVINGTON, OH 45318-1436
Document Number0000006530
Instrument DateApr 06, 2021
Instrument2021OR-06530
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E PARK ST, COVINGTON, OH 45318-1436

Mortgage

Document Number0000006531
DateApr 16, 2021
Instrument2021OR-06531
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
MunicipalityCovington Village
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$852.00 (+16.08%) Homeowner's exemption$26,120 (+33.27%) Land $6,480 Building $19,640$74,600 (+33.21%) Land $18,500 Building $56,100
2024$734.00 (+3.82%) Homeowner's exemption$19,600 (-) Land $7,000 Building $12,600
2023$707.00 (-3.42%) Homeowner's exemption$19,600 (-) Land $7,000 Building $12,600$56,000 (-) Land $20,000 Building $36,000
2022$732.00 Homeowner's exemption$19,600 Land $7,000 Building $12,600$56,000 Land $20,000 Building $36,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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