12 E Oaks Rd, No Oaks (Saint Paul), MN 55127 Property Records

Ramsey County property record for 12 E Oaks Rd, No Oaks, MN 55127

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 7,289 sqft · built 1992
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on File
Last Sale	$771,696 (Nov 2013)
Tax Bill	$19,212 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-30-22-11-0015`

Property Details

APN / Parcel Number

Primary APN	`17-30-22-11-0015`
Alternative APNs	`8335222` `377579`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	7,289 sqft Living Area
1st Floor Area	2,851 sqft
Basement Area	2,957 sqft
Finished Basement	2,957 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	83,635 sqft (1.92 acres)
Lot Dimensions	784 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	1,432 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	377579
Street Address	12 E OAKS RD
City	SAINT PAUL
State	MN
Zip	55127-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGISTERED LAND SURVEY 14 SUBJ TO & WITH PVT RD ESMTS TRACT C
Legal Range	22
Legal Township	30
Legal Section	17
Legal Subdivision	REGISTERED LAND SURVEY 14
Legal Tract	C
Legal Lot Number	C
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH OAKS
Census Block Group	2
Census Block	2000
Census Tract	40601

Owner

12 E Oaks Rd is owned and occupied by an individual who bought it in November 2013.

Source: Ramsey County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12 E OAKS RD, SAINT PAUL, MN 55127-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2013 · Amount on File
Deed Sale	Nov 27, 2013 · Amount on File
Deed Document Number	20132228133
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	12 E OAKS RD, NORTH OAKS, MN 55127-2511
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02722101
Date	Jan 5, 2022
Instrument	T02722101

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	12 E OAKS RD, NORTH OAKS, MN 55127-2511
Document Number	0002625665
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 E OAKS RD NORTH OAKS MN 551272511, NORTH OAKS, MN 55127-2511

Mortgage

Document Number	0002625665
Date	Oct 12, 2018
Instrument	2625665

Lender

Name	CORTRUST MTG
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 E Oaks Rd was $19,212.

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North Oaks City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,212.00	$1,619,600 Land $275,800 Building $1,343,800	$1,619,600 Land $275,800 Building $1,343,800
2023	$14,848.00	$1,332,100 Land $250,800 Building $1,081,300	$1,332,100 Land $250,800 Building $1,081,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 E Oaks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 E Oaks Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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