Hamilton County property record for 12 E Laird St, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,103 sqft · built 1913 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Aug 2005) |
| Tax Bill | $1,324 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 572-0004-0090-00 |
| Primary APN | 572-0004-0090-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,103 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Attic | Attic |
| Attic Area | 185 sqft |
| Basement Area | 351 sqft |
| Year Built | Built 1913 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,182 sqft (0.096 acres) |
| Lot Dimensions | 62 ft deep x 67 ft wide |
| Porch | Porch |
| Porch Area | 78 sqft |
| Patio Area | 77 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 12 E LAIRD ST |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 LAIRD ST 67.50 X 62 PTS LOT 37-36 WM H HARRISONS SUB |
| Legal Subdivision | WM H HARRISONS SUB |
| Legal Lot Number | 37-36 36 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20401 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 E LAIRD ST, CLEVES, OH 45002-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2005 · Amount on Record |
| Deed Sale | Aug 18, 2005 · Amount on Record |
| Prior Sale | Apr 4, 1994 |
| Deed Document Number | 65014 |
| Deed Book / Page | 10017 / 04595 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 E LAIRD ST, CLEVES, OH 45002-1106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12 F LAIRD ST, F, CLEVES, OH 45002 |
| Document Number | 0000147526 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 14559/1880 |
| Instrument | 2021-0147526 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 206 Months |
| Due | Feb 1, 2039 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Municipality | Cleves Village |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,324.00 (+12.59%) | $25,267 (-) Land $3,437 Building $21,830 | |
| 2024 | $1,176.00 (-0.84%) | $25,267 (-) Land $3,437 Building $21,830 | |
| 2023 | $1,186.00 (+20.28%) | $25,267 (+50.15%) Land $3,437 Building $21,830 | $72,190 (+50.15%) Land $9,820 Building $62,370 |
| 2022 | $986.00 Homeowner's exemption | $16,828 Land $3,248 Building $13,580 | |
| 2020 | $48,080 Land $9,280 Building $38,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 8 (2008–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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