12 E Garfield St, Bozeman, MT 59715 Property Records

Gallatin County property record for 12 E Garfield St, Bozeman, MT 59715

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,230 sqft · built 1976
Owner	2 Individual Names on Record
Last Sale	$515,900 (Dec 2021)
Tax Bill	$1,920 (2026)
Deeds & Mortgages	Jan 2022 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000RGH3335`

Property Details

APN / Parcel Number

Primary APN	`000RGH3335`
Alternative APNs	`06-0799-18-2-13-20-7007` `R0686399`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,230 sqft Living Area
1st Floor Area	615 sqft
2nd Floor Area	615 sqft
Basement Area	615 sqft
Unfinished Basement	615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Deck Area	173 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000RGH3335
Street Address	12 E GARFIELD ST
City	BOZEMAN
State	MT
Zip	59715-5667
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	3
Legal Description	SYLVAN SPRINGS CONDO, S18, T02 S, R06 E, UNIT B-3
Legal Range	06E
Legal Township	02S
Legal Section	18
Legal Subdivision	SYLVAN SPRINGS CONDO
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1011
Census Tract	1002

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 E GARFIELD ST, B3, BOZEMAN, MT 59715-5667
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKY MOUNTAIN CU
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Apr 23, 2007 · Amount on Record
Deed Document Number	20212761801
Prior Transfer Date	Apr 20, 2007
Prior Transfer Doc	2263640
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	12 E GARFIELD ST, BOZEMAN, MT 59715-5667
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITTLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002764197
Date	Jan 12, 2022
Instrument	2764197

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Dec 17, 2021
Property Address	12 E GARFIELD ST, BOZEMAN, MT 59715-5667
Document Number	0002761801
Instrument Date	Dec 15, 2021
Instrument	2761801
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 E GARFIELD ST APT A1, A1, BOZEMAN, MT 59715-5667

Mortgage

Document Number	0002761802
Date	Dec 17, 2021
Instrument	2761802

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	12 E GARFIELD ST, BOZEMAN, MT 59715-5667
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2715313
Date	Jan 5, 2021
Instrument	2715313

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	12 E GARFIELD ST, BOZEMAN, MT 59715-5667
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2681281
Date	May 12, 2020
Instrument	2681281

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,920.00 (+9.03%)	$438,914 (-)	$438,914 (-) Land $63,134 Building $375,780
2025	$1,761.00 (-33.92%)	$438,914 (-2.09%)	$438,914 (-2.09%) Land $63,134 Building $375,780
2023	$2,665.00	$448,300	$448,300 Land $38,623 Building $409,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	6 (1979–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Global Net.

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