12 E First St, Sandy Creek, NY 13145 Property Records

Oswego County and Sandy Creek Town property record for 12 E First St, Sandy Creek, NY 13145

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,416 sqft · built 1920
Lot Size	4.61 acres (200,812 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Jun 2024)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`355203 029.07-03-07`

Property Details

APN / Parcel Number

Primary APN	`355203 029.07-03-07`
Alternative APNs	`520302900700030070000000` `355203 029.07-03-07.01`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,318 sqft
2nd Floor Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	200,812 sqft (4.61 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12 E FIRST ST
City	SANDY CREEK
State	NY
Zip	13145-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT-WF
Legal Description	LOT 49 105-005-000
Legal Subdivision	TENTH TOWNSHIP OF CONSTABLES PURCHASE
Legal Block	3
Legal Lot Number	7.010
Jurisdiction	OSWEGO NY
Township / Civil Division	SANDY CREEK
Census Block Group	1
Census Block	1036
Census Tract	20202

Owner

Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5398 REGINA CIR, CLAY, NY 13041-9166
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed, Transfer · Conventional Mortgage BROADVIEW FCU
May 15, 2024	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	2024R2024005103
Record Updated	Jun 8, 2026

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 21, 2024
Property Address	12 E FIRST ST, SANDY CREEK, NY 13145-7702
Document Number	0000005103
Instrument Date	Jun 5, 2024
Instrument	R-2024-005103
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	BANKERS TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 ELLISBURG ST, SANDY CREEK, NY 13145-2195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5398 REGINA CIR, CLAY, NY 13041-9166
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005104
Date	Jun 21, 2024
Instrument	R-2024-005104

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Mortgage

Document Number	0000005105
Date	Jun 21, 2024
Instrument	R-2024-005105

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OSWEGO NY
Recording Date	May 15, 2024
Property Address	12 E FIRST ST, SANDY CREEK, NY 13145-7702
Document Number	0000004011
Instrument Date	May 6, 2024
Instrument	R-2024-004011
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 ELLISBURG ST, SANDY CREEK, NY 13145-2195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 744, SANDY CREEK, NY 13145-0744

Tax Assessment & Valuation

Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Sandy Creek Town
Municipality	Sandy Creek Village
Unified School District	Sandy Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00	$93,900 (+4.92%) Land $14,800 Building $79,100	$149,048 (+8.25%) Land $23,492 Building $125,556
2023		$89,500 Land $14,200 Building $75,300	$137,692 Land $21,846 Building $115,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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