Otsego County and Oneonta City property record for 12 E End Ave, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 672 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2023) |
| Tax Bill | $2,974.00 (2025) |
| Primary APN | 361200 300.8-1-69 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 672 sqft Living Area |
| 1st Floor | 672 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 142 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 660 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 132 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 1118 |
|---|---|
| Street Address | 12 E END AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2009 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 69.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 590900 |
Source: Otsego County and Oneonta City records · APN 361200 300.8-1-69
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 E END AVE, ONEONTA, NY 13820-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 08, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING TR FUND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2023 · Amount on Record |
| Deed Sale | Feb 08, 2023 · Amount on Record |
| Prior Sale | Jul 07, 2008 · Amount on Record |
| Deed Doc Number | 2023531 |
| Prior Transfer Date | Aug 08, 2007 |
| Prior Transfer Doc | 0011070077 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 08, 2023 |
| Property Address | 12 E END AVE, ONEONTA, NY 13820-2009 |
| Document Number | 0000000031 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023-531 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 27 MAIN ST, MORRIS, NY 13808-6919 |
| Document Number | 0000000032 |
|---|---|
| Date | Feb 08, 2023 |
| Instrument | 2023-532 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 12 E END AVE, ONEONTA, NY 13820-2009 |
| Document Number | 0000000798 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 E END AVE ONEONTA NY 138202009, ONEONTA, NY 13820-2009 |
| Document Number | 0000000798 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 798 |
| Name | HOUSING TR FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,974.00 | $78,000 (-) Land $15,500 Building $62,500 | $109,859 (+14.08%) Land $21,831 Building $88,028 |
| 2023 | $78,000 Land $15,500 Building $62,500 | $96,296 Land $19,136 Building $77,160 |
12 E End Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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