Suffolk County and Islip Town property record for 12 E Elm St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Details | 902 sqft · built 1960 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,345 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 142.-2-48 |
| Primary APN | 472889 142.-2-48 |
|---|---|
| Alternative APNs |
|
| Building Area | 902 sqft Living Area |
|---|---|
| 1st Floor Area | 902 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Account Number | 350160 |
|---|---|
| Street Address | 12 E ELM ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2224420Y203986 T025H00000000 |
| Legal Block | 2000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 146403 |
Source: Suffolk County and Islip Town records · APN 472889 142.-2-48
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 04, 2024 | Deed, Transfer |
| Jun 09, 2022 | Deed, Transfer |
| Feb 25, 2021 | Deed, Subdivision Related Transfer |
| Sep 21, 2020 | Foreclosure, Transfer · Conventional with PMI LOAN FUNDER LLC SERIES 11421 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2024 |
| Deed Sale | Apr 04, 2024 |
| Prior Sale | Feb 25, 2021 · Amount on Record |
| Deed Book / Page | 13242 / 936 |
| Prior Transfer Date | Jun 09, 2022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235780436 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 23578/436 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0232250979 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 23225/979 |
| Instrument | DL051319 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 04, 2024 |
| Property Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Document Number | 0132420936 |
| Book / Page | 13242 / 936 |
| Instrument Date | Jan 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 09, 2022 |
| Property Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Document Number | 0131590669 |
| Book / Page | 13159 / 669 |
| Instrument Date | Jun 09, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 25, 2021 |
| Property Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Document Number | 0130920524 |
| Book / Page | 13092 / 524 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 PATH ST, CENTRAL ISLIP, NY 11722 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 21, 2020 |
| Property Address | 12 E ELM ST, CENTRAL ISLIP, NY 11722-3819 |
| Document Number | 0130710757 |
| Book / Page | 013071 / 000757 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8 RALPH AVE BRENTWOOD NY 117172407, BRENTWOOD, NY 11717-2407 |
| Investor | Possibly a Property Investor |
| Document Number | 231750239 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 023175/000239 |
| Name | LOAN FUNDER LLC SERIES 11421 |
|---|---|
| Address | 645 MADISON AVE # 19, NEW YORK, NY 10022-1010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,200 (-) Land $5,600 Building $23,600 | $411,267 (-) Land $78,873 Building $332,394 | |
| 2024 | $9,345.00 | $411,267 (+2.54%) Land $78,873 Building $332,394 | |
| 2023 | $29,200 Land $5,600 Building $23,600 | $401,099 Land $76,923 Building $324,176 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 612 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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