12 E Clay St, Richmond, VA 23219 Property Records

Richmond City property record for 12 E Clay St, Richmond, VA 23219 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,564 sqft · built 1900
Lot Size	0.064 acres (2,788 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Mar 2024)
Tax Bill	$7,116 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2021 Refinance + 3 more
APN	`N-000-0078-027`

Property Details

APN / Parcel Number

Primary APN	`N-000-0078-027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	1,387 sqft
Attic	Attic
Attic Area	1,177 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1969
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Flat
Roof Material	Other
Lot Area	2,788 sqft (0.064 acres)
Lot Dimensions	140 ft deep x 19 ft wide
Porch	Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12 E CLAY ST
City	RICHMOND
State	VA
Zip	23219-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0019.95X0140.00 0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4002
Census Tract	30200

Owner

Source: Richmond City records · APN N-000-0078-027

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 E CLAY ST, RICHMOND, VA 23219-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH STATE BANK NATIONAL ASSOCIATION
May 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Jan 22, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK
Mar 20, 2017	Grant Deed, Transfer · Line of Credit XENITH BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2024 · Amount on Record
Deed Sale	Mar 01, 2024 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Document Number	20243106
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000002606
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Mar 01, 2024
Property Address	12 E CLAY ST, RICHMOND, VA 23219-1330
Document Number	0000003106
Instrument Date	Feb 27, 2024
Instrument	240003106
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E CLAY ST, RICHMOND, VA 23219-1330

Mortgage

Document Number	0000003107
Date	Mar 01, 2024
Instrument	240003107

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	12 E CLAY ST, RICHMOND, VA 23219-1330
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002607
Date	Jan 27, 2021
Instrument	210002607

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.63%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	12 E CLAY ST, RICHMOND, VA 23219-1330
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	PREFERRED TITLE & STLMNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008883
Date	May 10, 2019
Instrument	190008883

Lender

Name	SOUTH STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jan 22, 2019
Property Address	12 E CLAY ST, RICHMOND, VA 23219-1330
Document Number	0000001200
Instrument Date	Dec 13, 2018
Instrument	1200
Transaction Type	Transfer
Record Updated	Feb 06, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E CLAY ST RICHMOND VA 232191330, RICHMOND, VA 23219-1330

Mortgage

Document Number	1201
Date	Jan 22, 2019
Instrument	1201

Lender

Name	SOUTH ST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Mar 20, 2017
Property Address	12 E CLAY ST, RICHMOND, VA 23219-1330
Document Number	0000005449
Instrument Date	Mar 01, 2017
Instrument	5449
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E CLAY ST RICHMOND VA 232191330, RICHMOND, VA 23219-1330

Mortgage

Document Number	5450
Date	Mar 20, 2017
Instrument	5450

Lender

Name	XENITH BK
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richmond City records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,116.00 (+2.07%)	$593,000 (+30.04%) Land $90,000 Building $503,000	$593,000 (+30.04%) Land $90,000 Building $503,000
2025	$6,972.00 (+34,76%)
2024		$456,000 (+7.8%) Land $85,000 Building $371,000
2023		$423,000 Land $65,000 Building $358,000	$456,000 (+7.8%) Land $85,000 Building $371,000
2022			$423,000 Land $65,000 Building $358,000
2020	$20.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Jackson Ward Historic District listed 1976 · 600 contributing resources · National Historic Landmark (designated 1978) · NRIS 76002187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 764 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Everywhere Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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