12 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 12 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 1940
Lot Size0.323 acres (14,070 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Nov 2016)
Tax Bill$617 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN228-04-03-017

Property Details

APN / Parcel Number

Primary APN228-04-03-017
Alternative APN
  • 40236

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,726 sqft Living Area
1st Floor Area1,726 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area14,070 sqft (0.323 acres)
Lot Dimensions210 ft deep x 67 ft wide
Garage TypeCarport
CarportCarport
PorchEnclosed Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number40236
Old Parcel Number228 04 03 017
Street Address12 E CHARLOTTE AVE
CitySUMTER
StateSC
Zip29150-3634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionZ45-427 67 FT AV Z47-1008
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group3
Census Block3036
Census Tract2000

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 E CHARLOTTE AVE, SUMTER, SC 29150-3634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2016 · Amount on Record
Deed SaleNov 14, 2016 · Amount on Record
Deed Document Number0012272432
Deed Book / Page1227 / 2432
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address12 E CHARLOTTE AVE, SUMTER, SC 29150-3634
Transaction TypeMortgage
Record UpdatedFeb 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013231517
DateJan 31, 2024
Book Page1323/1517
Lender
NameGOODLEAP LC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$617.00 (+5.47%)$2,990 (-) Land $450 Building $2,540$74,757 (-0.13%) Land $11,260 Building $63,497
2023$2,990 (-) Land $450 Building $2,540$74,853 (-) Land $11,356 Building $63,497
2022$585.00$2,990 Land $450 Building $2,540$74,853 Land $11,356 Building $63,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1989–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: FTC.

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