Bergen County and Englewood Cliffs Borough property record for 12 E Bayview Ave, Englewood Cliffs, NJ 07632
| Property Type | Single Family Home |
|---|---|
| Details | 2,274 sqft · built 1937 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $992,000 (Aug 2021) |
| Tax Bill | $8,946 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00205-0000-00008 |
| Primary APN | 16-00205-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,274 sqft Living Area |
|---|
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 150 ft deep x 52 ft wide |
| Account Number | 011800 |
|---|---|
| Street Address | 12 E BAYVIEW AVE |
| City | ENGLEWOOD CLIFFS |
| State | NJ |
| Zip | 07632-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB1 |
| Legal Description | 52X150 |
| Legal Subdivision | BAYVIEW AVE |
| Legal Block | 205 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD CLIFFS |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 16000 |
12 E Bayview Ave is owned and occupied by an individual who bought it in August 2021.
Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jan 26, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on File |
| Deed Sale | Aug 16, 2021 · Amount on File |
| Deed Document Number | 2021131301 |
| Deed Book / Page | 4331 / 25 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 16, 2021 |
| Property Address | 12 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2402 |
| Document Number | 0043310025 |
| Book / Page | 4331 / 25 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021131301 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,482.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 INDIGO MARKET DR # 5302, 1801, MT PLEASANT, SC 29464-5905 |
| Name | Verified Name |
|---|---|
| Address | 12 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2402 |
| Document Number | 2021131302 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021131302 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025170031 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 02517/0031 |
| Instrument | 17-008634.02 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0025081939 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 02508/1939 |
| Instrument | 17-006316 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 12 E Bayview Ave was $8,946, up 0.9% from the year before.
Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood Cliffs Borough |
| Unified School District | Englewood Cliffs Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $767,900 (-) Land $509,000 Building $258,900 | $767,900 (-) Land $509,000 Building $258,900 | |
| 2025 | $8,946.00 (+0.87%) | $767,900 Land $509,000 Building $258,900 | $767,900 Land $509,000 Building $258,900 |
| 2024 | $8,869.00 | ||
| 2023 | $767,900 Land $509,000 Building $258,900 | $767,900 Land $509,000 Building $258,900 | |
| 2022 | $8,623.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 E Bayview Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 E Bayview Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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