12 E 5th St, New Providence, NJ 07974 Property Records

Union County and New Providence Borough property record for 12 E 5th St, New Providence, NJ 07974

Property Summary

Property TypeSingle Family Home
Details1,828 sqft · built 1976
Lot Size0.434 acres (18,905 sqft)
Owner2 Individual Names on File
Last Sale$535,000 (Dec 2013)
Tax Bill$14,049 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11-00144-0000-00003

Property Details

APN / Parcel Number

Primary APN11-00144-0000-00003
Alternative APNs
  • 110014400003
  • 00146900

Interior

Stories1 Story
Building Area1,828 sqft Living Area
1st Floor Area1,828 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeFrame
Lot Area18,905 sqft (0.434 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number00146900
Street Address12 E 5TH ST
CityNEW PROVIDENCE
StateNJ
Zip07974-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionNEW PROVIDENCE
Legal Block144
Legal Lot Number3
JurisdictionUNION NJ
Township / Civil DivisionNEW PROVIDENCE
Census Block Group4
Census Block4004
Census Tract38104

Owner

12 E 5th St is owned and occupied by two individuals who bought it in December 2013.

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address12 E 5TH ST, NEW PROVIDENCE, NJ 07974-2211
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2013 · Amount on File
Deed SaleDec 2, 2013 · Amount on File
Prior SaleAug 18, 2005
Deed Document Number2013246848
Deed Book / Page5982 / 827
Prior Transfer DateJun 27, 2005
Prior Transfer Doc0055240165
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address12 E 5TH ST, NEW PROVIDENCE, NJ 07974-2211
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyWINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150472918
DateSep 1, 2021
Book Page15047/2918
Instrument20022
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 12 E 5th St was $14,049, up 1.6% from the year before.

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityNew Providence Borough
Unified School DistrictNew Providence Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,000 (-) Land $130,200 Building $137,800$268,000 (-) Land $130,200 Building $137,800
2025$14,049.00 (+1.55%)$268,000 Land $130,200 Building $137,800$268,000 Land $130,200 Building $137,800
2024$13,834.00
2023$268,000 Land $130,200 Building $137,800$268,000 Land $130,200 Building $137,800
2022$13,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 E 5th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims7 (2005–2026)
Most Recent ClaimJan 2026 · other causes
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 E 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number