12 E 5th St, Covington, KY 41011 Property Records

Kenton County property record for 12 E 5th St, Covington, KY 41011

Property Summary

Property TypeRestaurant
Details2,788 sqft · built 2003
Lot Size0.004 acres (190 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Apr 2016)
Tax Bill$3,941 (2025)
Flood ZoneZone X (minimal risk)
APN054-23-04-019.00

Property Details

APN / Parcel Number

Primary APN054-23-04-019.00

Interior

Total Rooms3 Rooms
Building Area2,788 sqft Finished Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area190 sqft (0.004 acres)
Lot Dimensions95 ft deep x 2 ft wide

Location & Zoning

Street Address12 E 5TH ST
CityCOVINGTON
StateKY
Zip41011-1512
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionORIGINAL PLAT OF COV PT LOTS 220-221 22 1/2'X 95'
Legal SubdivisionORIGINAL PLAT OF COV
Legal Lot Number220,22
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2003
Census Tract67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Covington Downtown Commercial Historic District
listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3113 CAROL LEE LN, ERLANGER, KY 41018-2247
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2016 · Amount on Record
Deed SaleApr 27, 2016 · Amount on Record
Prior SaleApr 30, 1998 · Amount on Record
Deed Document Number201604 27 059 00127
Deed Book / Page5879 / 296
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,500 (-) Land $32,500 Building $265,000$297,500 (-) Land $32,500 Building $265,000
2025$3,941.00 (-0.53%)$297,500 (-) Land $32,500 Building $265,000$297,500 (-) Land $32,500 Building $265,000
2023$3,962.00$297,500 Land $32,500 Building $265,000$297,500 Land $32,500 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Verizon.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number