12 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 12 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1950
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,000 (May 2024)
Tax Bill	$6,607 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0094-06-009`

Property Details

APN / Parcel Number

Primary APN	`2-0094-06-009`
Alternative APN	`L303J647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	12 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 71 & E PT LOTS 72 THRU 74 S UGDEN WD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	71-72
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3010
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 E 54TH ST, SAVANNAH, GA 31405-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Feb 2, 2017	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Mar 6, 2015 · Amount on Record
Deed Book / Page	3385 / 595
Prior Transfer Date	Oct 2, 2012
Prior Transfer Doc	00383G0114
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Apr 14, 2026
Property Address	12 E 54TH ST, SAVANNAH, GA 31405-3314
Document Number	0039520358
Book / Page	3952 / 358
Instrument Date	Mar 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 54TH ST, SAVANNAH, GA 31405-3314

Mortgage

Document Number	3952000358,
Date	Apr 14, 2026
Book Page	3952/358

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	12 E 54TH ST, SAVANNAH, GA 31405-3314
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 54TH ST, SAVANNAH, GA 31405-3314

Mortgage

Document Number	0000002631/0000000404
Date	Dec 6, 2021
Book Page	0000002631/0000000404

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	12 E 54TH ST, SAVANNAH, GA 31405-3314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 54TH ST, SAVANNAH, GA 31405-3314

Mortgage

Document Number	0000001901/0000000712
Date	Apr 15, 2020
Book Page	0000001901/0000000712

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	12 E 54TH ST, SAVANNAH, GA 31405-3314
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 30195590015
Date	Feb 2, 2017
Book Page	1000/510
Instrument	30195590015

Lender

Name	SOVEREIGN LENDING GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,560 (+1.34%) Land $64,000 Building $168,560	$581,400 (+1.34%) Land $160,000 Building $421,400
2025	$6,607.00 (+70.64%)	$229,480 (+24.99%) Land $64,000 Building $165,480	$573,700 (+24.99%) Land $160,000 Building $413,700
2023		$183,600 (+25.38%) Land $64,800 Building $118,800	$459,000 (+25.38%) Land $162,000 Building $297,000
2022	$3,872.00	$146,440 Land $20,000 Building $126,440	$366,100 Land $50,000 Building $316,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (1991–2016)
Claims Outside the SFHA	22 of 22
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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