12 E 42nd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 12 E 42nd St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1920
Square Footage1,198 sqft Finished Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$89,500 (2017)
Tax Bill$1,992.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-23-01-023.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,198 sqft Finished Area
Gross Area1,330 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Exterior MaterialWood Siding Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,792 sqft (0.11 acres)
Depth X Width140 ft x 28 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0562301023.00
Street Address12 E 42ND ST
CityCOVINGTON
StateKY
Zip41015-1713
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTAYLOR HEIRS PLAT E LOT 168 & REAR 4' LOTS BB-CC-DD-AA KRUSE RESUB OF TAYLOR
Legal SubdivisionTAYLOR HEIRS PLAT E
Legal PhaseDD
Legal Lot Number168
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2002
Census Tract61300

Owner

Source: Kenton County records · APN 056-23-01-023.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 E 42ND ST, COVINGTON, KY 41015-1713
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Feb 02, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2017 · Amount on Record
Deed SaleFeb 02, 2017 · Amount on Record
Prior SaleMay 06, 2010 · Amount on Record
Deed Doc Number0006088148
Deed Book / Page6088 / 148
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address12 E 42ND ST, COVINGTON, KY 41015-1713
Document Number00M1030955
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E 42ND ST COVINGTON KY 410151713, COVINGTON, KY 41015-1713

Mortgage

Document Number00M1030955
DateSep 29, 2020
Book Page00M103/000955
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 02, 2017
Property Address12 E 42ND ST, COVINGTON, KY 41015-1713
Document Number0000000165
Book / Page0C6088 / 000148
Instrument DateJan 31, 2017
Instrument165
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$89.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E 42ND ST #SR COVINGTON KY 410151713, SR, COVINGTON, KY 41015-1713

Mortgage

Document Number167
DateFeb 02, 2017
Book Page0C6088/000153
Instrument167
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

Mortgage

Document Number170,
DateFeb 02, 2017
Book Page0C6088/000169
Instrument170
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOVINGTON, KY
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 01, 2022

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,992.00 (-0.55%)$150,400 (-) Land $10,000 Building $140,400$150,400 (-) Land $10,000 Building $140,400
2023$2,003.00$150,400 Land $10,000 Building $140,400$150,400 Land $10,000 Building $140,400

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