12 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 12 Duval St, Key West, FL 33040

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4 ba · 8,396 sqft · built 1980
Lot Size0.119 acres (5,185 sqft)
OwnerCompany Name on File
Last Sale$3,500,000 (Jan 2003)
Tax Bill$30,086 (2025)
Flood ZoneZone AE (high risk)
APN00000140-000000

Property Details

APN / Parcel Number

Primary APN00000140-000000
Alternative APNs
  • 01010100000140000000
  • 1000132

Interior

Full Baths4 Baths
Stories4 Stories
Building Area8,396 sqft Gross Area
1st Floor Area8,396 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area5,185 sqft (0.119 acres)
PorchOpen Porch
Porch Area1,714 sqft

Location & Zoning

Account Number1000132
Street Address12 DUVAL ST
CityKEY WEST
StateFL
Zip33040-6686
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeHRCC1
Legal DescriptionKW PT LOT 1 SQR 3 G35-213/14 G47-578/79 OR412-1028/29 OR972-1286 OR984-3 OR1310-1620 OR1848-46/48 OR1847-2491/96
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 03
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2036
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Duval St, a commercial property, is owned by a company that bought it in January 2003.

Source: Monroe County records, as of June 11, 2026

Owner of RecordCompany Name on File
Mailing Address1 CVS DR, WOONSOCKET, RI 02895-6146
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2003 · Amount on File
Deed SaleJan 7, 2003 · Amount on File
Prior SaleAug 1, 1986 · Amount on File
Deed Document Number20031343544
Deed Book / Page1847 / 2491
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12 Duval St was $30,086, up 3.1% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,086.00 (+3.08%)$3,595,392 Land $2,572,408 Building $1,022,984$3,595,392 Land $2,572,408 Building $1,022,984
2024$29,186.00 (-12.35%)
2023$33,299.00 (+6.61%)$4,593,808 (-) Land $3,538,763 Building $1,055,045$4,593,808 (-) Land $3,538,763 Building $1,055,045
2022$31,234.00$4,593,808 Land $3,538,763 Building $1,055,045$4,593,808 Land $3,538,763 Building $1,055,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Duval St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Duval St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Duval St

Nearby Streets

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