12 Dugan's Way, Whitefish, MT 59937 Property Records

Flathead County property record for 12 Dugan's Way, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,152 sqft · built 2003
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$156,300 (Nov 2019)
Tax Bill	$3,146 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0794190`

Property Details

APN / Parcel Number

Primary APN	`R0794190`
Alternative APNs	`07-4292-25-1-12-01-0000` `0000974377`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	428 sqft
Deck Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000974377
Street Address	12 DUGANS WAY
City	WHITEFISH
State	MT
Zip	59937-3464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D & E SUB, S25, T31 N, R22 W, LOT 001
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Subdivision	D & E SUB
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2043
Census Tract	302

Owner

12 Dugan's Way is owned and occupied by two individuals who bought it in November 2019.

Source: Flathead County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 DUGANS WAY, WHITEFISH, MT 59937-3464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Aug 29, 2005 · Amount on File
Deed Document Number	201930405
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	12 DUGANS WAY, WHITEFISH, MT 59937-3464
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DUGANS WAY, WHITEFISH, MT 59937-3464

Mortgage

Document Number	202400003368
Date	Feb 21, 2024
Instrument	202400003368

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	12 DUGANS WAY, WHITEFISH, MT 59937-3464
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DUGANS WAY, WHITEFISH, MT 59937-3464

Mortgage

Document Number	202400003374
Date	Feb 21, 2024
Instrument	202400003374

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	12 DUGANS WAY, WHITEFISH, MT 59937-3464
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100016842
Date	May 14, 2021
Instrument	202100016842

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 21, 2019
Property Address	12 DUGANS WAY, WHITEFISH, MT 59937-3464
Document Number	201900030405
Instrument Date	Nov 20, 2019
Instrument	201900030405
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	707 KALISPELL AVE, WHITEFISH, MT 59937-2827

Mortgage

Document Number	201900030406
Date	Nov 21, 2019
Instrument	201900030406

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12 Dugan's Way was $3,146, down 10.3% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,146.00 (-10.34%)	$961,100 (-)
2025	$3,509.00	$961,100	$961,100 Land $332,069 Building $629,031
2023	$5,218.00	$759,800	$759,800 Land $298,979 Building $460,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Dugan's Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Dugan's Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 74% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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