12 Duchess Path, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 12 Duchess Path, Halfmoon, NY 12065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,266 sqft · built 1993
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Loan Modification + 1 more
APN	`413800 278.8-1-22`

Property Details

APN / Parcel Number

Primary APN	`413800 278.8-1-22`
Alternative APNs	`380027800800010220000000` `5 J01519`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,266 sqft Living Area
1st Floor Area	1,263 sqft
2nd Floor Area	1,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Lot Width	94.1 ft Width
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5 J01519
Street Address	12 DUCHESS PATH
City	HALFMOON
State	NY
Zip	12065-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HOUSE/LOT 12
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	3
Census Block	3006
Census Tract	62409

Owner

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 DUCHESS PATH, HALFMOON, NY 12065-4550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Aug 4, 2020	Loan Modification, Mortgage · Conventional with PMI TRUSTCO BK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	12 DUCHESS PATH, HALFMOON, NY 12065-4550
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022608
Date	Jul 11, 2022
Instrument	2022022608

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	12 DUCHESS PATH, HALFMOON, NY 12065-4550
Document Number	0000026555
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 DUCHESS PATH HALFMOON NY 120654550, HALFMOON, NY 12065-4550

Mortgage

Document Number	0000026555
Date	Sep 29, 2020
Instrument	26555

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	12 DUCHESS PATH, HALFMOON, NY 12065-4550
Document Number	0000026554
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DUCHESS PATH HALFMOON NY 120654550, HALFMOON, NY 12065-4550

Mortgage

Document Number	0000026554
Date	Sep 29, 2020
Instrument	26554

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,927.00	$171,800 (-) Land $39,300 Building $132,500	$461,208 (+14.09%) Land $105,503 Building $355,705
2023		$171,800 Land $39,300 Building $132,500	$404,235 Land $92,471 Building $311,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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