12 Dover Cir, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 12 Dover Cir, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 1962
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Sep 2023)
Tax Bill	$8,100 (2025)
Deeds & Mortgages	Apr 2021 Refinance Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12029`

Property Details

APN / Parcel Number

Primary APN	`12029`
Alternative APN	`HUDS M:0012 B:0000 L:0029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,784 sqft
1st Floor Area	928 sqft
Basement Area	510 sqft
Unfinished Basement	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12029
Street Address	12 DOVER CIR
City	HUDSON
State	MA
Zip	01749-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA8
Legal Lot Number	29
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3016
Census Tract	322400

Owner

12 Dover Cir is owned and occupied by two individuals who bought it in September 2023.

Source: Middlesex County and Hudson Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 DOVER CIR, HUDSON, MA 01749-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 14, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Jan 10, 2014 · Amount on File
Deed Book / Page	82052 / 578
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	77506-476
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	12 DOVER CIR, HUDSON, MA 01749-1107
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077506-479
Date	Apr 14, 2021
Book Page	77506/479
Instrument	83716

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Sep 29, 2023
Property Address	12 DOVER CIR, HUDSON, MA 01749-1107
Document Number	082052-578
Book / Page	82052 / 578
Instrument Date	Sep 29, 2023
Instrument	110730
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 DOVER CIR, HUDSON, MA 01749-1107

Mortgage

Document Number	0000110731
Date	Sep 29, 2023
Instrument	110731

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Apr 14, 2021
Property Address	12 DOVER CIR, HUDSON, MA 01749-1107
Document Number	077506-476
Book / Page	77506 / 476
Instrument Date	Mar 31, 2021
Instrument	83715
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DOVER CIR, HUDSON, MA 01749-1107

Mortgage

Document Number	077506-479
Date	Apr 14, 2021
Book Page	77506/479
Instrument	83716

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12 Dover Cir was $8,100, up 4.9% from the year before.

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,100.00 (+4.91%)	$583,600 (+5.82%) Land $184,800 Building $398,800	$651,225 (+11.01%)
2024	$7,721.00 (+7.74%)	$551,500 (+12.37%) Land $167,900 Building $383,600	$586,625
2023	$7,166.00	$490,800 Land $161,500 Building $329,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Dover Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Dover Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dover Cir

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