12 Dover Cir, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 12 Dover Cir, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,128 sqft · built 1992
Lot Size	0.691 acres (30,096 sqft)
Owner	2 Trust Names on File
Last Sale	$575,000 (Oct 2008)
Tax Bill	$10,563 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-003`

Property Details

APN / Parcel Number

Primary APN	`124-003`
Alternative APNs	`FRAN M:220 L:040` `M:124 L:003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
Gross Area	5,779 sqft
Basement Area	1,658 sqft
Unfinished Basement	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,096 sqft (0.691 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	124-003
Street Address	12 DOVER CIR
City	FRANKLIN
State	MA
Zip	02038-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DEER VIEW ESTATES
Legal Lot Number	40
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1012
Census Tract	442103

Owner

12 Dover Cir is owner-occupied and held in a trust since June 2026.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12 DOVER CIR, FRANKLIN, MA 02038-1548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2008 · Amount on File
Deed Sale	Oct 16, 2008 · Amount on File
Prior Sale	Jul 22, 2003 · Amount on File
Deed Document Number	200897326
Deed Book / Page	26101 / 141
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000042562
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 23, 2026
Property Address	12 DOVER CIR, FRANKLIN, MA 02038-1548
Document Number	0000042562
Book / Page	43186 / 425
Instrument Date	Jun 22, 2026
Instrument	202642562
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DOVER CIR, FRANKLIN, MA 02038-1548

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	12 DOVER CIR, FRANKLIN, MA 02038-1548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36086-392
Date	Jun 26, 2018
Book Page	36086/392
Instrument	52762

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	12 DOVER CIR, FRANKLIN, MA 02038-1548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38799-566
Date	Dec 28, 2020
Book Page	38799/566
Instrument	147887

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12 Dover Cir was $10,563, down 3.1% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,563.00 (-3.08%)	$909,000 (-1.67%) Land $374,900 Building $534,100	$1,001,680 (+3.42%)
2024	$10,899.00 (+8.56%)	$924,400 (+15.83%) Land $374,900 Building $549,500	$968,525
2023	$10,040.00	$798,100 Land $318,500 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Dover Cir in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims Heavy Rains And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Dover Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dover Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures