12 Desser Pl, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 12 Desser Pl, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,833 sqft · built 1965
Lot Size	0.245 acres (10,650 sqft)
Owner	Individual Name on Record
Tax Bill	$10,265 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00057-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`05-00057-0000-00012`
Alternative APNs	`050005700012` `00002185`

Interior

Stories	2 Stories
Building Area	1,833 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	10,650 sqft (0.245 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Location & Zoning

Account Number	00002185
Street Address	12 DESSER PL
City	EDISON
State	NJ
Zip	08817-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	75X142
Legal Block	57
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	4
Census Block	4023
Census Tract	1504

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12 DESSER PL, EDISON, NJ 08817-2335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 DESSER PL, EDISON, NJ 08817-2335
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	ATLANTIC VIEW TITLE AGENCY INC, ATLANTIC AMER T&E AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028430
Date	Mar 1, 2021
Book Page	18311/757
Instrument	2021028430

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 DESSER PL, EDISON, NJ 08817-2335
Document Number	0000047386
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DESSER PL EDISON NJ 088172335, EDISON, NJ 08817-2335

Mortgage

Document Number	0000047386
Date	Jun 2, 2020
Book Page	017893/000751
Instrument	47386

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,500 (-) Land $89,500 Building $83,000	$172,500 (-) Land $89,500 Building $83,000
2025	$10,265.00 (-0.03%)	$172,500 (-) Land $89,500 Building $83,000	$172,500 (-) Land $89,500 Building $83,000
2024	$10,268.00 (+0.5%)
2023		$172,500 Land $89,500 Building $83,000	$172,500 Land $89,500 Building $83,000
2022	$10,217.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1988–2021)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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