Albany County and Colonie Town property record for 12 Dennis Ter, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,781 sqft · built 1978 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,583 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 28.4-1-4 |
| Primary APN | 012689 28.4-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,781 sqft Total Area |
| 1st Floor Area | 1,430 sqft |
| Upper Floors Area | 351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 216 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02800400010040000000 |
|---|---|
| Street Address | 12 DENNIS TER |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2806 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-1250 E-11 S-106-08 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 13804 |
12 Dennis Ter, a duplex, is owned and occupied by an individual.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 DENNIS TER, SCHENECTADY, NY 12303-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12 Dennis Ter was $5,583 with exemptions applied, up 25.2% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,583.00 (+25.15%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,461.00 Homeowner's exemption Senior Citizen's exemption | $124,400 Land $24,900 Building $99,500 | $284,700 Land $56,986 Building $227,714 |
| 2023 | $124,400 (-) Land $24,900 Building $99,500 | $243,900 (+9.3%) Land $48,819 Building $195,081 | |
| 2022 | $124,400 Land $24,900 Building $99,500 | $223,139 Land $44,664 Building $178,475 | |
| 2021 | $4,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Dennis Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Dennis Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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