Bergen County and Saddle River Borough property record for 12 Denison Dr E, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 1973 |
| Square Footage | 7,858 sqft Living Area |
| Lot Size | 2.03 acres |
| Occupancy | Owner Occupied |
| Tax Bill | $24,598.00 (2025) |
Source: Bergen County and Saddle River Borough records · APN 58-01502-0000-00040
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 DENISON DR E, SADDLE RIVER, NJ 07458-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 02, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 19, 2017 | Grant Deed, Transfer MORGAN STANLEY PVT BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2015 |
| Transfer Doc | 0018911625 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 DENISON DR E, SADDLE RIVER, NJ 07458-2807 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048730806 |
|---|---|
| Date | Dec 02, 2022 |
| Book Page | 4873/806 |
| Instrument | 2022111784 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 DENISON DR E, SADDLE RIVER, NJ 07458-2807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0041380225 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 4138/225 |
| Instrument | 2021074514 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 DENISON DR E, SADDLE RIVER, NJ 07458-2807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0036761839 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 3676/1839 |
| Instrument | 20-076355 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 19, 2017 |
| Property Address | 12 DENISON DR E, SADDLE RIVER, NJ 07458-2807 |
| Document Number | 0026691725 |
| Book / Page | 002669 / 001725 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 DENISON DR E SADDLE RIVER NJ 074582807, SADDLE RIVER, NJ 07458-2807 |
| Document Number | 26691732 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 002669/001732 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | 1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,305,300 (-) Land $979,000 Building $1,326,300 | $2,305,300 (-) Land $979,000 Building $1,326,300 | |
| 2025 | $24,598.00 (+2.99%) | $2,305,300 (+65.3%) Land $979,000 Building $1,326,300 | $2,305,300 (+65.3%) Land $979,000 Building $1,326,300 |
| 2024 | $23,883.00 (+72.29%) | ||
| 2023 | $1,394,600 Land $979,000 Building $415,600 | $1,394,600 Land $979,000 Building $415,600 | |
| 2022 | $13,862.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 58-01502-0000-00040 |
|---|---|
| Alternative APNs |
|
| Building Area | 7,858 sqft Living Area |
|---|---|
| 1st Floor | 7,858 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch Style |
| Construction Type | Frame Construction |
| Lot Area | 88,862 sqft |
| Account Number | 037600 |
|---|---|
| Street Address | 12 DENISON DR E |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2807 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2.04 AC. (9,14-A4) |
| Legal Subdivision | OLD DENISON ESTATES SUB SEC 2 |
| Legal Block | 1502 |
| Legal Lot Number | 40 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | SADDLE RIVER |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 53100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures