12 Deer Trl, Festus, MO 63028 Property Records

Jefferson County property record for 12 Deer Trl, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,433 sqft · built 1974
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$351,120 (Jun 2026)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`118.033.00000062`

Property Details

APN / Parcel Number

Primary APN	`118.033.00000062`
Alternative APN	`1180330 062`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	1,433 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	88,427 sqft
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 DEER TRL
City	FESTUS
State	MO
Zip	63028-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	DEER TRAILS ESTS 2 LOT SPLIT LOT 12A
Legal Range	5E
Legal Township	41N
Legal Section	33
Legal Subdivision	DEER TRAILS ESTS 2
Legal Block	1
Legal Lot Number	12A
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1006
Census Tract	701001

Owner

12 Deer Trl is owned and occupied by an individual who bought it in June 2026.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12 DEER TRL, FESTUS, MO 63028-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC
Aug 22, 2022	Intrafamily Transfer, Transfer CONTINENTAL TITLE
Nov 1, 2021	Intrafamily Transfer, Transfer · Line of Credit PROVIDENT FUNDING ASSOCIATES LP
Jul 6, 2017	Warranty Deed, Transfer · FHA Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	202616875
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	0000027770
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 23, 2026
Property Address	12 DEER TRL, FESTUS, MO 63028-3006
Document Number	0000016875
Instrument Date	Jun 15, 2026
Instrument	202616875
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DEER TRL, FESTUS, MO 63028-3006

Mortgage

Document Number	0000016876,
Date	Jun 23, 2026
Instrument	202616876

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 23, 2026
Property Address	12 DEER TRL, FESTUS, MO 63028-3006
Document Number	0000016875
Instrument Date	Jun 15, 2026
Instrument	202616875
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DEER TRL, FESTUS, MO 63028-3006

Mortgage

Document Number	0000016876,
Date	Jun 23, 2026
Instrument	202616876

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 22, 2022
Property Address	12 DEER TRL, FESTUS, MO 63028-3006
Document Number	0000027768
Map Reference	MB 125 PG 24
Instrument Date	Aug 18, 2022
Instrument	2022R-027768
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 MEADOW GLEN CIR, 5, HOUSE SPRINGS, MO 63051-1300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DEER TRL, FESTUS, MO 63028-3006

Mortgage

Document Number	0000027769
Date	Aug 22, 2022
Instrument	2022R-027769

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Aug 22, 2022
Property Address	12 DEER TRL, FESTUS, MO 63028-3006
Document Number	0000027770
Map Reference	MB 125 PG 24
Instrument Date	Aug 18, 2022
Instrument	2022R-027770
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 DEER TRL, 12, FESTUS, MO 63028-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 DEER TRL, FESTUS, MO 63028-3006

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Nov 1, 2021
Property Address	12 DEER TRL, FESTUS, MO 63028-3006
Document Number	0000047757
Map Reference	MB 125 PG 24-B
Instrument Date	Oct 25, 2021
Instrument	2021R-047757
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DEER TRL, FESTUS, MO 63028-3006

Mortgage

Document Number	0000047758
Date	Nov 1, 2021
Instrument	2021R-047758

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 6, 2017
Property Address	12 DEER TRL, FESTUS, MO 63028-3006
Document Number	0000020680
Map Reference	MB125 PG24B
Instrument Date	Jun 28, 2017
Instrument	2017R-020680
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 E 3RD ST, 715, WASHINGTON, MO 63090-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DEER TRL, FESTUS, MO 63028-3006

Mortgage

Document Number	0000020681
Date	Jul 6, 2017
Instrument	2017R-020681

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Deer Trl was $1,559, up 5.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,400 (-) Land $3,300 Building $22,100	$134,100 (-) Land $17,600 Building $116,500
2025	$1,559.00 (+5.34%)	$25,400 Land $3,300 Building $22,100	$134,100 (-) Land $17,600 Building $116,500
2024	$1,480.00 (+2.35%)		$134,100 (+7.97%) Land $17,600 Building $116,500
2023	$1,446.00	$23,600 Land $3,300 Building $20,300	$124,200 Land $17,600 Building $106,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Deer Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Deer Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Deer Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures