12 Decker Dr, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 12 Decker Dr, Leonardo, NJ 07737

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,702 sqft · built 1974
Lot Size0.502 acres (21,876 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Feb 2016)
Tax Bill$13,942 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00680-0000-00003

Property Details

APN / Parcel Number

Primary APN32-00680-0000-00003
Alternative APN
  • 320068000003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,702 sqft Living Area
1st Floor Area1,554 sqft
Upper Floors Area1,148 sqft
Basement Area812 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area21,876 sqft (0.502 acres)
Lot Dimensions175 ft deep x 125 ft wide
TerrainRolling
Garage TypeAttached
PorchOpen Porch
Deck Area95 sqft
Patio Area630 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address12 DECKER DR
CityLEONARDO
StateNJ
Zip07737-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionBEACON HILL ESTATES
Legal Block680
Legal Lot Number3
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2027
Census Tract800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 DECKER DR, LEONARDO, NJ 07737-1704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2016 · Amount on Record
Deed SaleFeb 4, 2016 · Amount on Record
Prior SaleSep 15, 2014 · Amount on Record
Deed Document Number201610828
Deed Book / Page9151 / 3748
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 DECKER DR, LEONARDO, NJ 07737-1704
Document Number0000065511
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyTITLE TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 DECKER DR LEONARDO NJ 077371704, LEONARDO, NJ 07737-1704

Mortgage

Document Number0000065511
DateJun 19, 2020
Book Page009421/007878
Instrument65511
Lender
NameRECOVCO MTG MGMT LLC
AddressIRVING, TX 75038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$951,700 (+10.18%) Land $441,800 Building $509,900$951,700 (+10.18%) Land $441,800 Building $509,900
2025$13,942.00 (+2.17%)$863,800 (+2.54%) Land $358,600 Building $505,200$863,800 (+2.54%) Land $358,600 Building $505,200
2024$13,646.00 (+0.6%)
2023$842,400 Land $343,400 Building $499,000$842,400 Land $343,400 Building $499,000
2022$13,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2011–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 62% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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